The commission structure for individual and family plans has been on a steady decline since the Affordable Care Act began to be implemented in 2011. As the commissions to agents have decreased, the request from clients for assistance has increased. Now a major carrier has announced a reduction in commissions for small group plans. There […]
Archives for October 2014
Who are these Covered California dental plans?
Covered California is changing and expanding their dental plans. First, all health plans will include children’s dental insurance. There will be no need to purchase a separate dental plan for dependents 18 and younger. Second, Covered California will begin to offer family dental plans on the exchange. But who are these dental plans and are […]
Covered California Sales Seminar 2
Covered California held its second in a series of sales seminars for Certified Insurance Agents. The webinar was punctuated by technical glitches and an amateurish quality of the presenters. They did manage to address several questions that had less to do about sales and more about the CalHEERS on-going technical problems and new voter registration […]
Don’t renew until you’ve read the health plan ingredients
After four years in the health insurance business I have learned to read the fine print. Health insurance is like a can of fruit cocktail; the essential elements might be in the package but the manufacturer might be adding something you don’t want. Never trust the marketing of any insurance product because they always over […]
Mandatory California Agent Voter Registration Training
Covered California Certified Insurance Agents (CIA) were informed on October 22nd that they would have to attend mandatory voter registration training. All CIAs must assist consumers with registering to vote after they have completed enrolling them in a Covered California health plan. Mandatory webinar based training will be released later for agents to complete. Agents […]
Concierge health care comes to south Placer County
Some folks are fortunate enough to have a long-time family physician that is always there to assist with their health care needs. But in our fractured world of health insurance many families are unable to develop a long term relationship with a doctor. A growing trend is for individuals, families and even businesses to establish a relationship with […]
Lack of consumer ratings for Covered California health plans
There is little complete data on consumer experience or ratings of health plans offered through Covered California. The Office of Patient Advocate (OPA) released their latest report cards in early October, but even they are devoid of a complete consumer experience with California health plans in 2014. Covered California, who should be in the lead of producing consumer reports, hasn’t […]
Covered California health plan consumer survey
If you purchased an Individual and Family Plan through Covered California or off-exchange directly from an insurance company or health plan, I would like you to take a short, anonymous survey on your experience with your health plan in 2014. Your participation and responses are anonymous and in no way can they be used for […]
Covered California Report A Change function disabled
Covered California will be updating the enrollment software between October 13th and November 4th, 2014. This update disables the Report a Change function preventing consumers from adding a family member through either birth or adoption. Covered California has published escalation procedures for Certified Insurance Agents and Certified Enrollment Counselors to use when they need to […]
Covered California sends pre-termination letters to immigrants
From Covered California communication with Certified Insurance Agents and Certified Enrollment Counselors Pre-Termination Notices Will Be Sent Today To Fewer Than 11,000 People SACRAMENTO, Calif. Covered California announced Monday it has been able to clear the citizenship/lawful presence status of the vast majority of individuals who were sent notices seeking verification documents in September, meaning […]