It was in February 2013 that I wrote a glowing post about the imminent launch of the Covered California website. Thousands of individuals and families across California were full of hope and optimism as Covered California looked to be on track to fulfill the long awaited promise of access to health insurance under the Affordable Care Act. Two […]
The health insurance rate regulating Proposition 45 on the November ballot is relatively simple in that it attempts to curb excessive premium increases by health insurance companies by allowing the Insurance Commission to deny any rate he or she deems as being unreasonable high. California, on the other hand, has developed a complex review process for rate […]
Insurance agents are uniting to bash and defeat Prop. 45, the California ballot initiative that would give the Insurance Commission the power to deny excessive health insurance premium rate increases. The latest campaign rhetoric by agents makes Prop. 45 sound worse than the Affordable Care Act. This organized opposition to Prop. 45 only serves to […]
At the September Covered California Board meeting the members voted to adopt voter registration regulations that will mandate that Certified Enrollment Counselors (CEC) and Certified Insurance Agents (CIA) offer voter registration assistance to individuals that are applying for health insurance through the state exchange. In essence, CECs and CIA will now be doing volunteer work […]
At the dawning of a new era in the United States as we lurch and stumble forward to fulfilling a dream of affordable health insurance for all our residents, I have been disappointed at how many Democratic leaders that helped pass President Obama’s signature first term accomplishment have been missing in action now that the Affordable Care Act is being implemented. When we need political and representational leadership most, the Democrats have abandon ship. To the Democratic Party I say, “Don’t ask me for money for your campaigns.”
San Juan Water District dedicated their February Board meeting to reviewing the impending water shortage created by a drought shrunken Folsom Lake and the necessity for increasing retail water rates in their Granite Bay service area. While there was discussion on potential mandatory outdoor water restrictions, non-residential customers such as the exclusive Granite Bay Golf Club seem to escape any meaningful rate increase in the proposals.
With the impending drought in California we are long over due for a residential water rate restructuring. No longer can we continue to price water based on water district’s budgets to meet their financial goals. We need a reality based seasonally adjusted water rate structure model that should be based on a consumer’s lot size, home type and the specific climate of the region. Such a rate structure would give homeowners and irrigation managers a benchmark on how much water they should be using and real incentives to conserve.
Under the bright glow of the Granite Bay High School LED monument sign, local residents and students gathered to rally in support of the school play The Laramie Project. The famously anti-gay, hate filled, military funeral protesting Westboro Baptist Church had hinted that they might protest the LGBT themed play’s opening.
The Individual Mandate of the Affordable Care Act psychologically chafes folks who don’t appreciate the government telling them what they have to purchase. Count me in that segment. If one of the goals of the Individual Mandate is to make people take responsibility for expensive health care, an alternative might be an unforgivable tax liability on those people who have chosen to forego health insurance and incur large medical expanses that go unpaid.
With Gov. Brown declaring California is in an official drought, some water districts in Northern California must now get serious about making their customers conserve water. At least one water district rewards consumers for higher consumption with lower rates. With cheap water, where is the incentive to conserve?