To imply, as Donald Trump has, that his bankruptcies were just part of the ethical business practices afforded to entrepreneurs like him and are standard operating procedure for corporations is just an anathema to me. Just because a business practice is legal does not mean that it is ethical. An ethical business person does everything in his or her power to meet their financial obligations. An ethical business person puts those people who have extended credit, supplied goods and services, or made deposits on future products before their own financial well-being. Donald Trump obviously was raised in a different business environment than I was.
With the launch of open enrollment for the Affordable Care Act, now more than ever, consumers who seek out the knowledge, professionalism and experience of a licensed insurance agent need to be reassured that they aren’t drinking from a poisoned glass. In a modest attempt to help guide consumers to agents who won’t engage in misrepresentation or questionable sales tactics, I have developed a pledge and code of conduct surrounding the sales of ACA compliant health plans by agents.