2018 Individual & Family
Open Enrollment for 2018 Health Insurance
November 1, 2017 – January 31st 2018
Pre-existing conditions are not considered for enrollment into California heath insurance.
For health insurance to begin January 1, 2018, you must enroll by December 15th, 2017.
Open Enrollment for Off-Exchange plans will occur during the same time frame.

2018 Standard and Enhanced Silver Covered California Plan Designs with medical coinsurance listed.
Enhance Silver Plans are only offered through Covered California and are awarded based on the household income.
All of the above standard metal tier plans are offered off-exchange, directly from the carrier, at the exact same rates. Some health insurance companies also offer alternative plans within the metal tier structure not offered by Covered California with lower rates. Contact me for details or visit my carrier pages on this website.
2018 New Covered California Application Review
Step by step instructions to the various pages and questions asked. Not everything is spelled out. If you have additional questions, contact me.

Covered California has redesigned their online application with a new flow and questions.
Below is the table of 2017 health plan benefits and associated member costs for Covered California Qualified Health Plans. The benefits and costs are standard across all the health insurance companies for each metal tier level. The same metal tier level can be purchased off-exchange directly with the carrier with the same exact benefits and costs. Health insurance companies may also offer similar metal tier level plans with a slightly different cost structures to the member.

2017 Covered California health plan benefits and member costs.