# IMK: Kevin Knauss: Health, History, Travel, Insurance

> Kevin Knauss independent health insurance in California, individuals, families, small groups, Covered California, Medicare, dental, vision insurance\.

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## Pages
- [Insurance Videos](https://insuremekevin.com/kevin-knauss-insuremekevin-site-map/health-insurance-videos/)
- [Medicare Resources](https://insuremekevin.com/medicare-resources/)
- [Kevin Knauss Offers\.\.\.](https://insuremekevin.com/kevin-knauss-offers/)
- [Vision Insurance](https://insuremekevin.com/quotes/individual-family-vision-insurance-plans-california/)
- [Covered California Income Tables](https://insuremekevin.com/individual-and-family-navigation/covered-california-health-plan-benefits-and-costs/covered-california-income-tables/)

## Posts
- [Cost Benefit Analysis of Medicare Supplement Plans](https://insuremekevin.com/cost-benefit-analysis-of-medicare-supplement-plans/): In a switch from saving in a bad health year, Plan A with lower benefits delivers more savings than Plan G for the 65\-year\-old\. This is because the premiums are lower and the only Medicare expense category covered is the Part B coinsurance\. At age 75, because of the higher premiums, it costs the plan member more in premiums for the Medicare Supplement Plan A or G than the plans deliver in cost savings\.
- [What is Covered California? FAQs for Individuals and Families](https://insuremekevin.com/what-is-covered-california-faqs-for-individuals-and-families/): Is Covered California the only place to buy health insurance? No\. You can buy a plan directly from one of the health insurance carriers available in your region\. But there will be no subsidy to lower the monthly premiums\. Enrollment into a health plan directly from the carrier is called off\-exchange, as opposed to purchasing a plan on\-exchange through Covered California\.
- [Starting A California Small Group Health Plan](https://insuremekevin.com/starting-a-california-small-group-health-plan/): Between the single carrier option or the small group exchanges, it doesn’t appear that one has better rates over the other\. In general, HMO plans will always be less expensive than PPO plans\. You should get quotes for plans from a single carrier as well as the small group exchanges\. Even though the information can seem overwhelming, that’s where your insurance agent can help filter out carriers and plans that don’t fit your needs\.
- [California Health Plan Review, 2026](https://insuremekevin.com/california-health-plan-review-2026/): My customer service ratings are subjective based on my interaction with the carriers and reports from clients\. What you will notice is that potentially those smaller regional carriers are going to have better than average customer service\. Why? They're smaller\. Generally, the customer service staff is in California\. It's not offshored, so you're usually talking to an individual when you can get through and actually talk to someone\.
- [Understanding Why ACA Health Insurance Costs So Much](https://insuremekevin.com/understanding-why-aca-health-insurance-costs-so-much/): Aside from the covered benefits of ACA health plans offered in California, the premiums reflect cost of delivering health care services\. In other words, the premiums reflect the cost of paying claims to a variety of providers from therapists to hospitals\.

## Files
- [Terminated\_by\_Carrier\_for\_Non\_Payment](https://insuremekevin.com/wpfd_file/terminated_by_carrier_for_non_payment/)
- [Medicare Decision Tree\_1](https://insuremekevin.com/wpfd_file/medicare-decision-tree_1/)
- [Penalty Report FTB 2025](https://insuremekevin.com/wpfd_file/penalty-report-ftb-2025/): Health Insurance Individual Mandate Penalty Assessment Report for 2025 by California Franchise Tax Board\.
- [VSP Direct\_Easy\_Options\_Plan](https://insuremekevin.com/wpfd_file/vsp-direct_easy_options_plan/)
- [VSP Direct Standard\_150\_Plan](https://insuremekevin.com/wpfd_file/vsp-direct-standard_150_plan/)

## Categories
- [Covered California](https://insuremekevin.com/category/covered-california/)
- [Health Care](https://insuremekevin.com/category/health-care/)
- [Health Insurance](https://insuremekevin.com/category/health-insurance-3/)
- [Kevin Knauss](https://insuremekevin.com/category/kevin-knauss/)
- [Medi\-Cal](https://insuremekevin.com/category/medi-cal/)

## Tags
- [Covered California](https://insuremekevin.com/tag/covered-california/)
- [Insurance](https://insuremekevin.com/tag/insurance/)
- [Health Insurance](https://insuremekevin.com/tag/health-insurance/)
- [Medi\-Cal](https://insuremekevin.com/tag/medi-cal/)
- [ACA](https://insuremekevin.com/tag/aca/)

## Formats
- [Gallery](https://insuremekevin.com/type/gallery/)
- [Quote](https://insuremekevin.com/type/quote/)
- [Image](https://insuremekevin.com/type/image/)

## WP File Download
- [1906 San Francisco Earthquake Images](https://insuremekevin.com/wp-file-download/1906-san-francisco-earthquake-images/)
- [Gallatin\_Albert\_Letters](https://insuremekevin.com/wp-file-download/gallatin_albert_letters/)
- [Medicare Info 2018](https://insuremekevin.com/wp-file-download/medicare-info-2018/)
- [Benefit Summaries](https://insuremekevin.com/wp-file-download/benefit-summaries-1527275450/)
- [2021 Covered CA Docs](https://insuremekevin.com/wp-file-download/2021-covered-ca-docs/)

## Optional
- [Sitemap index](https://insuremekevin.com/sitemap_index.xml)