You must apply for the Medicare Savings Program through your local Medi-Cal county office. You apply for the Social Security Extra Help program directly with Social Security. If you are determined eligible for the Medicare Savings Program you will be considered a Dual Eligible: eligible for both Medicare and Medi-Cal. Your eligibility can change throughout the year based on income but is usually re-evaluated on a yearly basis. Whenever you eligibility changes, you are eligible for a Special Enrollment Period to change or enter into different Medicare Advantage or Medicare Prescription Drug Plans.
Numerous individuals with income below the ACA threshold to receive tax credits must weigh the consequences of selling assets in order to be eligible for the tax credits to purchase a private plan through a Marketplace exchange like Covered California. The prospect of selling retirement assets early in order to qualify for affordable health […]
With more working Americans eligible for expanded Medicaid health insurance there is also a growing fear that some government agency will want to seize a recipient’s assets to pay for the health care expenses. Fortunately, the expanded Medicaid, Medi-Cal in California, works under slightly different rules and provides some protection against “claw back” of assets to satisfy health care debt. However, one age group may be subject to Medi-Cal estate recovery rules under expanded Medicaid.