If you try to terminate the 2018 enrollment, you will get an error code if date you are specifying is in December or earlier. This is because you can’t terminate an enrollment that has not started. If you try and change the effective date, while the enrollment year is still listed as 2018, you will be told the termination date will be 1/31/2018. If you follow through with the termination, you will be enrolled for the month of January for a plan you don’t want.
But once you cross the border, some plans can be a little coy in whether they will cover any health care services. For both travel in the United States and abroad, you really need to study the health plan’s member agreement also referred to the Evidence of Coverage (EOC). The EOCs are those big documents that tell you have the plan works, what’s included, and what’s excluded. Some EOCs are specific about foreign travel coverage while others that I have studied make no mention of coverage outside the U.S.
Tucked into every individual and family health plan in California are some very good dental benefits for children. Unfortunately, the health plans don’t make it very easy to identify which dentists will accept the pediatric dental insurance that comes standard for dependents under 19 years of age. If a parent doesn’t select the correct plan […]
The Affordable Care Act set in motion a series of reforms to slowly close the coverage gap or “donut hole” that Part D members faced after they met their initial coverage dollar amount. Pharmaceutical manufacturers that wanted their Brand name drugs covered in the gap had to sign an agreement with Medicare to cover 50% of the cost of the drug. Medicare has had to assess civil monetary penalties on many companies that failed to cover the discount.
Health care reform, which was suppose to make health insurance affordable, may force employees in group plans to make unaffordable choices.
If men could become pregnant would maternity coverage have been included as covered benefit years ago?