For the family of a small business owner, the reduction of the MAGI because of the 20% deduction could drop any dependents under 18 years old into Medi-Cal. A family of four earning $70,000 makes all the household members eligible the tax credit subsidy through Covered California. If the family reduces their income by the 20% deduction, the new income is $56,000. That is below 266% of the federal poverty level for a family of four and all dependents 18 and younger are then deemed eligible for Medi-Cal.
As the nation prepares for the big roll out of outreach and education for the new health care reform state insurance exchanges, the fact can’t be obscured that actively advocating for the repeal of the Affordable Care Act (ACA) is in direct opposition to the holy scripture of many religious faiths to care for your neighbor […]
The emergency regulations force all “non-grandfathered” plans to include the 10 EHBs which means that plans offered through Covered California won’t be put at a substantial competitive disadvantage. Plans not offering all the benefits would have been priced lower than plans in the state exchange. While health insurance plans offered outside the Covered California may still be less expensive for a variety of reasons, at least they will have equivalent benefit designs.
Before Covered California can really get the IPA training going, they have to have the Assister Enrollment Entities (AEE) in place. The AEEs can be a variety of organizations that have the interest and resources to reach out to targeted populations to help enroll individuals into Covered California health plans. These might be nonprofit groups that serve specific ethnic or cultural populations, social service organizations or trade groups.
Covered California will be offering 13 different health insurance plans to individuals and families. Some of the plans will be offered through large commercial insurance companies and other from smaller regional organizations. Ten of the thirteen plans have some form of easily accessible report card on their services from either a state agency or accreditation organization.
Health care reform, which was suppose to make health insurance affordable, may force employees in group plans to make unaffordable choices.
I’ve talked with numerous people who, like me, had high hopes that CO-OPs would be a consumer focused option where the business model was not driven by profits.
Will the new healthcare reform insurance application (aka Obamacare) become a bureaucratic paperwork nightmare?
All sides of the gun control debate agree that access to mental healthcare for those most at risk for committing gun violence is crucial to reducing shootings.
It is obvious that the type of government regulations in the health insurance market place Mackey considers “fascist” are similar other market interventions that benefit his company, Whole Foods.