Disability insurance protects your income in the event of a disability precluding you from performing your normal occupational tasks. There is disability insurance specifically tailored to high wage earners, dentists, entertainers, professional athletes, physicians, surgeons, and pilots. Below are brochures for a variety of industry specific disability insurance plans from Petersen International Underwriters. If you would like a quote, contact me and I can get the paper work start.
- Disability Insurance
Disability Insurance
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Accelerated Benefit Disability Insurance Brochure
The Accelerated Benefit plan was designed to provide an insured person with high-level coverage on top of any existing benefits while at the same time providing a benefit period that will provide income for the insured person to age 65, 67, or 70. Since this policy is offered as an excess or supplemental policy, the insured person must have underlying group and/ or individual disability coverage in force.
Size: 1.95 MB
Hits: 1790
Date added: 28-02-2018
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Business Loan Indemnification Disability Insurance
When a bank lends money to a business, the lender will usually require the borrower to provide proof of disability insurance equaling the amount of the loan payments. This insures the lender that should the borrower become sick or hurt, the loan repayment will continue.
Size: 1.98 MB
Hits: 1698
Date added: 28-02-2018
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Business Overhead Expense Disability Insurance
The coverage provides vital reimbursement for the monthly liabilities for which an owner is responsible in case of that owner’s total or partial disablement.
Size: 1.66 MB
Hits: 1771
Date added: 28-02-2018
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Buy Sell DisabiIity Insurance
For any company, the sudden disability of a partner can be more detrimental than a sudden death. The healthy partner now is burdened by the disabled partner. The disabled partner, not able to productively contribute now sits on the sidelines.
Size: 1.73 MB
Hits: 1704
Date added: 28-02-2018
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Dentist High Limit Disability Insurance
Lenders normally require that the dentist purchase a disability insurance policy which indemnify to make the loan payments if he or she were to become disabled.
Size: 1.66 MB
Hits: 1661
Date added: 28-02-2018
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Disability Insurance Solutions
Disability insurance is invaluable for any person in any occupation; a plan like this one will ensure that your blue collar and gray collar clients can continue their standard of living despite a debilitating accident or sickness.
Size: 1.22 MB
Hits: 1681
Date added: 28-02-2018
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Draft Protection Insurance
Draft Protection is disability insurance that a student athlete with professional potential can buy to protect against his/her Loss of Future Earnings as a professional athlete due to a Permanent Total Disablement that may occur prior to signing a professional contract.
Size: 1.70 MB
Hits: 1730
Date added: 28-02-2018
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Entertainment Industry Disability Insurance
The entertainment industry has historically been too risky for traditional carriers to insure due to a variety of factors. Some companies are uncomfortable with the many months of unemployment in between jobs or the royalty income that would inevitably continue even if a client were to become disabled. Additionally, many entertainers have seven figure incomes and require large monthly benefits that traditional carriers cannot or will not provide.
Size: 1.41 MB
Hits: 1723
Date added: 28-02-2018
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Executive 400 Disability Insurance
The Executive 400 plan has been developed specifically to meet the needs of high-income earners.
Size: 1.70 MB
Hits: 1721
Date added: 28-02-2018
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Guaranteed Issue Excess Group Disability Insurance 2013
Guaranteed Issue Excess Disability Plan. This plan is designed to supplement and provide additional benefits where traditional markets have fallen short.
Size: 1.78 MB
Hits: 1675
Date added: 28-02-2018
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Key Person Disability Insurance 2014
Key person disability insurance benefits may be used at the discretion of the employer. The most common uses for benefits are to cover expenses of a recruiter to find a replacement, to reimburse losses due to reduced productivity, to provide travel expenses for a new account manager to meet with clients and to supplement overtime payments for the existing staff to cover the additional workload.
Size: 1.87 MB
Hits: 1712
Date added: 28-02-2018
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Kidnap Ransom Insurance
Kidnap and Ransom Insurance has been developed to reimburse the policy owner for the expenses incurred with a Kidnapping. A policy owner will apply for coverage to protect themselves against a loss caused by a Kidnapping or an Extortion.
Size: 1.70 MB
Hits: 1687
Date added: 28-02-2018
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Legal Profession Disability Insurance 2012
The Legal Profession Disability Plan is customized to recognize the needs for trial attorneys, business or civil attorneys as well as judges. This provides an own occupation definition which is very beneficial for a person practicing a specialized portion of the law.
Size: 1.02 MB
Hits: 1768
Date added: 28-02-2018
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Loss of Future Earnings Disability Benefit 2014
The Loss of Future Earnings insurance plan uses a simplified application and underwriting process which is required for individual coverage. Most cases will not require a medical exam, blood or urine.
Size: 1.53 MB
Hits: 1639
Date added: 28-02-2018
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Personal High Limit Disability Insurance
Insurance carriers often fail to meet the needs of highly compensated individuals. The Personal High Limit Disability plan has been developed specifically to meet the needs of these high-income earners.
Size: 1.62 MB
Hits: 1593
Date added: 28-02-2018
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Physicians and Surgeons High Limit Disability Insurance
The Physicians & Surgeons High Limit Disability Plan was developed specifically to meet the needs of these high-income earners.
Size: 1.62 MB
Hits: 1667
Date added: 28-02-2018
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Pilot Loss of License Insurance 2016
Loss of License Insurance was created to specifically cover the pilot for a loss of license situation. Professional pilots must meet the minimum health requirements in order to maintain their pilot license. Some individuals have lost their license due to their health status even though they did not have a disability.
Size: 2.05 MB
Hits: 1707
Date added: 28-02-2018
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Professional Athletes Disability Insurance
Provides high limit coverage for professional athletes to financially protect against temporary and/or permanent disabilities. Each sport has unique underwriting challenges as incomes may come from a variety of sources including team contracts, signing bonuses, endorsements and purse winnings.
Size: 2.27 MB
Hits: 1726
Date added: 28-02-2018
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Severance Disability Insurance
The Severance Agreement Disability Insurance plan was engineered to fulfill the disability insurance shortcomings of typical severance agreements. Our unique policy utilizes the contractual agreement provided by the former employer to form the basis of the coverage. Severance agreement coverage allows the severed employee to be insured during the period of unemployment which relieves the employer of the financial liability created by such an arrangement.
Size: 1.77 MB
Hits: 1680
Date added: 28-02-2018
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Stock Option Disability Insurance 2015
The Stock Option Disability Insurance plan is a long-term, own-occupation, career-ending disability insurance product designed for executives of publicly traded companies. Benefits are paid on a lump sum basis of up to five times the last three years annual average stock option awards. Petersen International Underwriters is able to secure benefits as much as $50,000,000 or more!
Size: 1.55 MB
Hits: 1663
Date added: 28-02-2018