Under California legislation SB 78, employees of small groups who had previously waived coverage will have a Special Enrollment Period to sign up for health insurance through their employer for 2020.
The women who called me were appropriately irked that the change to their husbands being the primary applicant conveyed a perception that they were not qualified to be the primary account holder for the management of their health insurance plans.
As many people enrolled in Covered California have found out, the folks at Covered California will not talk about taxes. Most consumers have also learned the dirty little secret about the federal and state subsidies for health insurance; it’s all about your tax return. The Internal Revenue Service (IRS) and the California Franchises Tax Board (FTB) don’t care how you estimated your income to Covered California to become eligible for the monthly subsidies. They only care about the final income number (MAGI) that entitles you to a subsidy.
What all the deductibles, coinsurance, and copayments have in common is that they all accumulate toward meeting the plan maximum out-of-pocket amount (MOOP). When you reach your MOOP, then all the services and prescription drugs are covered 100% by the health plan. But it can seem like forever to reach your MOOP when you are going through lots of tests, procedures, and swallowing drugs like candy on Halloween.
Covered California has partnered with the Franchise Tax Board to produce a 2020 Individual Mandate Penalty Fact Sheet that includes how to calculate a potential penalty.
My name is James Lansing. I am 56 years of age. I know l am going to die, and make this statement under the impending crisis of the immediate presence of my demise. I do not know the man who shot me. I may have seen him, but if I did, I do not know it. I had no difficulty with him. I was out in the back yard of my hotel helping fix up a car load of coal about 4 p. m. I saw a man running down the alley and heard people halloo after him.
Sutter Health Plus is expanding its service area to include 15 new ZIP codes in Santa Clara County effective Jan. 1, 2020. access to care for members in the South Bay who live or work in Santa Clara County, primarily around San Jose
The standard monthly premium for Medicare Part B enrollees will be $144.60 for 2020, an increase of $9.10 from $135.50 in 2019. The annual deductible for all Medicare Part B beneficiaries is $198 in 2020, an increase of $13 from the annual deductible of $185 in 2019.
I share Covered California’s concern that health care sharing ministry programs are a mine field waiting for someone running from ridiculously high health insurance premiums to step on and have the bomb explode. However, I disagree with Covered California’s proposed use of certified agents to be their foil to limit the enrollment in these products. Agents are not the jailers charged with keeping the citizens within the health insurance pool.
If you want to keep either UCLA or Hoag in your Oscar health plan, you will have to enroll in an off-exchange Oscar plan that is designated with the Circle network. The Circle network that includes UCLA and Hoag will only be available in the metal tier plans of Bronze and Silver.