If an out-of-state specialist offers care for a serious illness, a plan with broader BlueCard benefits may offer an alternative to having that care treated as out of network, subject to coverage and authorization requirements.

Kevin Knauss: Health, History, Travel, Insurance



Sutter’s 2027 individual and family plans are competitively priced in much of Northern California, particularly in the Sacramento area, Solano County, San Mateo County, and Santa Cruz County. The picture is more mixed in Alameda and Santa Clara counties, where Anthem EPO and Blue Shield PPO options may lead at certain metal levels.


Audio recording of Amos Catlin’s 1849 letter to his sister Jane Dubois. The letter was written on board the Brig David Henshaw in June of 1849 while they were sailing to San Francisco. Catlin recounts the perilous ocean voyage, his sorrow of not saying goodbye to his sister, and sketch of the men and women of Valparaiso port in South American.


When you review stand alone Part D drug plan premiums, there will be several plans where the annual premiums are greater than your $2,400 maximum out of pocket (MOOP) amount. It makes no financial sense to pay a high premium if your drugs or generic or you expect to hit the MOOP before the end of year.



IEHP’s mission is to “heal and inspire the human spirit.” Its stated values include placing members at the center of the organization and using creativity and courage to improve health and well-being. Those are ambitious promises, but my experience suggests that IEHP makes a genuine effort to reflect them.


The hospital network will NOT include Hoag, Huntington, Kindred, Providence, and UC Irvine. Consumers who want access to those systems may need to consider other carriers, such as Blue Shield of California, Anthem Blue Cross, or Health Net. For UC Irvine specifically, Blue Shield PPO or HMO options may warrant review.




A guide to off-exchange PPO and HMO options, benefits, rates, and provider networks Blue Shield of California will offer a variety of PPO and HMO individual and family plans in 2027. Californians can enroll through Covered California or purchase certain plans directly from Blue Shield outside the exchange. Most standard benefit design plans—Bronze 60, Silver […]

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