California is also expanding state-funded premium assistance for 2027. In 2026, the state subsidy applied through 165% of the federal poverty level. For 2027, the income range extends through 200% of the federal poverty level.
Blue Shield of California 2027 Individual and Family Plans
A guide to off-exchange PPO and HMO options, benefits, rates, and provider networks Blue Shield of California will offer a variety of PPO and HMO individual and family plans in 2027. Californians can enroll through Covered California or purchase certain plans directly from Blue Shield outside the exchange. Most standard benefit design plans—Bronze 60, Silver […]
CMS and Health Plans Cancel ACA Enrollments
CMS repeatedly says it is working with health insurance companies to identify and investigate questionable enrollments. Cooperation may help reconcile enrollment and payment records, but the scope of that collaboration should be transparent. Consumers deserve to know what information is being shared, for what purpose, and under what privacy safeguards.
2027 Covered California Plan Changes: Key Highlights
Covered California appears to have kept many routine copays relatively stable while shifting more potential cost to members through higher maximum out-of-pocket limits.
2027 Medicare Advantage Plans: Lower Costs and More Benefits
Some Medicare Advantage plans offer concierge-style services. For example, members may be able to call for help coordinating certain services, such as transportation to a lab or medical appointment.
Medicare Part D Plan Changes for 2027
In an effort to suppress enrollment into Part D drug plans, most of the plan sponsors have made the plans non-commissionable to health insurance agents. In other words, a health insurance agent will receive no commission if they enroll a Medicare beneficiary into the majority of the plans offered.
I created an AI audiobook with Elevenlabs
This is where the human element comes in. You must listen to each paragraph of the book to make sure the correct character’s voice is speaking, the pronunciation is acceptable and correct any typos. There will be times when you have to add text to clarify the topic. I had to do this when I removed an image. I needed to describe the image in the audio version. Or, AI will speak literally. The phrase “Wells, Fargo, and Co.” is literally spoken as “Co” for the last word. I had to spell it out as “company.”
Estimating Covered California Subsidy Repayment
To estimate how much Advance Premium Tax Credit subsidy you may have to repay, start with the Covered California Shop and Compare tool.
Critical Illness Diagnosis is not a Special Enrollment Period Event
Address Change SEP: If you must move because of your illness and your existing health plan is not offered, then you could change health plan and metal tier.
What is Medicare SSBCI?
Not all plans include the SSBCI support. You can enroll in a Medicare Advantage plan that has the SSBCI even if you don’t qualify for the extra benefits. You can search on Medicare.gov for plans that include SSBCI. You can also ask your insurance agent to search for Medicare Advantage plans that include SSBCI that might support you.
