Based on the real-world comparisons I’ve done for individuals and families in small group plans, most would benefit from enrolling in Covered California. Anecdotally, I’ve talked to several employers who either have or are considering terminating their group coverage.
In California there are 32 different Part D plans offered by 11 different insurance companies. One plan sponsor offers six different plans. The only thing that differentiates these plans at first glance are the marketing names like Basic, Choice, Classic, Enhanced, Plus, Saver, Secure, and Value. These monikers are marketing gimmicks and tell the Medicare beneficiary nothing about the benefits of the plan.
If you disenroll from your Covered California health plan and then try to enroll in a new plan, the system won’t give you the Advance Premium Tax Credit subsidy to lower the monthly premium. That is why it is crucial to use the change plan process in the Covered California system.
You don’t have to qualify for a Silver 94 to get a great deal. A 57-year-old individual with an estimated income of $30,000 in Nevada County will receive a subsidy large enough to make the lowest cost Silver plan from Anthem Blue Cross $1, the same as all the Bronze plans. Even the Blue Shield PPO Silver 73 at $85.11 is a better value than either the Gold or Platinum plans offered.
The conspiracy theories that the Bureau of Reclamation is keeping the lake low is based on an incomplete analysis of water discharges for power generation. At first glance, the discharge numbers – water being released from Folsom Lake – is greater than the inflow. The erroneous conclusion is that discharge is to keep the lake low. The reality is that there are numerous reasons why the Bureau of Reclamation is releasing water for power generation greater than the inflows.
What is most distressing to parents is that they are learning of the loss of coverage from their health plans, not Covered California. One account showed the child was still eligible for health insurance through Covered California through May, but the carrier had sent a notice of termination for April 30th.
The Proof of Coverage form must be submitted by the app-based driver, or other gig worker entitled to the health insurance stipend, in order to receive the stipend from the company. Covered California has done a great job of putting an easy link on top of the member’s home page. With one click, the most recent quarter’s Proof of Coverage form is generated in a PDF document.
The Department of Health Care Services (DHCS), the agency that manages the county based Medi-Cal system, has worked, and struggled, to efficiently determine MAGI Medi-Cal eligibility from the income section of the Covered California application. In a February 19, 2021, All County Welfare Directors letter, No. 21-04, DHCS outlined some of the changes to Modified Adjusted Gross Income (MAGI) calculations for MAGI Medi-Cal eligibility determinations.
May 15, 2019: Tuesday night, Wednesday morning experiencing horrible pain in left shoulder, the worst in days, could not sleep. Left arm shoulder very weak in terms of raising it above my chest, usually need the right hand to help it. Turning my neck does not increase the pain. Moving my arm in different positions is what really hurts. Just resting at night, the shoulder throbs and I get some sharp pains when I try to move it into another position. Sitting upright seems to help the most. Spent hours sleeping in a chair for relief.
In 1871 California had fifty different counties. These counties were outlined in water color on an 1871 County Map of the State of California. Counties yet to be created were Glenn, Imperial, Kings, Madera, Modoc, Orange, Riverside, San Benito, and Ventura. The 1871 map also has an inset of San Francisco that also has water-colored […]