Short term medical plans are generally used to bridge the gap between when one health plan terminates and a new minimum essential coverage plan begins. This can happen when a student graduates, transitioning to a new employee health plan, small business starts a group plan, or COBRA terminates. Short term medical plans do not meet the Affordable Care Act for minimum essential coverage health insurance. If an individual or family does not have minimum essential coverage ACA compliant health insurance for longer than sixty days, they may be subject to the Shared Responsibility Payment when filing their federal taxes. Travel and visiting student health insurance below.
Short term medical plans typically do not cover pre-existing conditions and individuals may be denied coverage because of certain pre-exiting conditions. Below are two carriers that are offering short term medical health plan in California. You can get a free quote from the two companies below. No one will call you and you do not have to register to get a quote.
There are two plans to choose from: Petersen and IHC. Both have features which might benefit some consumers in different areas.
|Coverage Maximum Amount||$1 million||$2 million|
|Hospital Room & Board||X||X|
|Intensive Care Unit||X||X|
Petersen EZ Short Term Major Medical Insurance Quotes
Go directly to the quoting and enrollment page at Petersen EZ Short Term Medical Plans.
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IHC Anthem Blue Cross – Short Term Medical Quote
IHC Short Term and Indemnity Marketing Literature