Covered California slams Northern California with 44% rate increase

Covered California allows Blue Shield to impose a 44% rate in in Northern California.

Covered California has released the preliminary health insurance rates for 2016 conveniently avoiding telling some consumers that they will see a 30% to 44% increase in their monthly rates. While Covered California was massaging the statistics to promote a statewide weighted average increase of only 4%, consumers enrolled in some Blue Shield plans in Northern […]


The karma of free health insurance advice

Kevin Knauss contemplates the karma of giving free health insurance advice.

You remember the old adage, “You get what you pay for”? Free advice is worth exactly what it costs – nothing! Correct? Maybe, unless you believe in karma. Can you trust free advice on health insurance? I suppose you have to consider the source and your options. ACA health insurance market place is complicated All […]


Delta twin tunnels are last link in the California system

Delta Twin Tunnels project is the missing link to a secure and sustainable water system in California.

California Department of Water Resources (DWR) has open a public comment period for their modified Bay Delta Conservation Plan Draft Environment Impact Report. While many aspects of Bay Delta Conservation Plan have been changed, the controversial twin tunnel conveyance proposal remains a central feature of the project. Known within the plan as the Waterfix, DWR […]


Blogging to boost website traffic

Blogging, when done correct, will drive traffic to your website.

If you are a small business, nonprofit or just a person that has something to promote, your website is your virtual store or megaphone. The greatest challenge all organizations have is attracting visitors to their websites to promote their products or services. While Search Engine Optimization (SEO) is an important aspect of a good website […]


Covered California Renewal Tool Kit for 2016 enrollment

Covered California documents and information for renewing health plans in 2016.

Covered California has released a list of new and updated documents to help Certified Insurance Agents and Certified Enrollment Counselors assist existing Marketplace exchange members renew their health insurance for 2016. The focus of the renewal tool kit is on consent for verification, immigration and lawful presence, consumers who haven’t filed a 2014 tax return, and […]


Blue Shield adds UC providers to networks, sort of

Blue Shield adds University of California hospitals to provider networks.

Blue Shield of California announced that they were adding University of California Medical Centers and Physician Groups as preferred providers for their individual and family, small group, and large employer health plan networks. Shortly after the initial announcement the UC hospitals and doctors were in-network; Blue Shield released another announcement to clarify that not all […]


How do I report an income change to Medi-Cal?

Reporting income changes to Medi-Cal requires phone calls and confusing forms.

For many individuals, families and their children that were award a Medi-Cal health plan based on their estimated Modified Adjusted Gross Income reported through the Covered California application, it can be a daunting task to report a change of income to Medi-Cal. As we have all learned, once Covered California hands of the enrollment to […]


1895 Feather River diversion for gold mining

1895 diversion of the Feather River for gold mining.

So much good history is underwater. Our 20th century dam building covered in water many interesting historic artifacts such as the remnants of a 19th century dam and diversion canal on the Feather River. A small paperback titled “Lost Beneath The Feather River” and a brief story published in Harper’s Weekly clued me into this […]


California health plans win big with 100% coverage of high cost claims

ACA Reinsurance tax to cover 100% of high cost claims by health plans.

At the end of June 2015 the Centers for Medicare and Medicaid Services (CMS) announced that they had boosted the reimbursement for high cost health care claims to health insurance companies participating in the ACA reinsurance program from 80% to 100% for 2014. The increase in coverage resulted from fewer requests for coverage of high […]


Appointing a Medi-Cal Authorized Representative

Appointing an Authorized Medi-Cal Representative.

Of the nearly 3 million Californian’s enrolled in Medi-Cal, Covered California estimates that approximately 2 million became newly eligible under the ACA expanded Medi-Cal rules. Many of the new Medi-Cal members are working families and individuals. They have little time to sit on hold with their local county social services department to correct Medi-Cal errors […]