The California individual and family plan market place will be changing quite a bit in 2017. Next to confirming if your favorite doctors are covered by the new health plans, many consumers want to … [Read More...]
The California individual and family plan market place will be changing quite a bit in 2017. Next to confirming if your favorite doctors are covered by the new health plans, many consumers want to make sure their chosen hospital is in-network as well. From information provided by Covered California and the health plans, I have put together a table of California hospitals by region and the health plans they accept.
My father would have loved Donald Trump running for President of the United States. Even though my fathered died in 2010, I can still hear echoes of his voice as Donald Trump fulminates with anger against women, minorities, and different religions. It took me many years to comprehend the well of anger my father possessed against so many people in this world. But just like Donald Trump, my father didn’t hate the people he spoke against, he feared them.
A really nice tool for agents and consumers to compare health insurance plan rates is the Shop and Compare Tool. Within this website you can also download a proposal that lists the available health plans by metal tier level for the household information entered. Unfortunately, I recently found that the proposal created may not always match the website results shown.
Some of the most uninspiring logos can be found in the insurance industry. When I first got into the insurance field as an independent agent I decided to play it safe and not attempt to create a logo. But as my website has become more popular, and I recently published a book, I found myself considering images that reflect me and what I represent. The result is probably a logo-failure by professional standards, but one I really enjoy looking at. It is a stylized concrete arch bridge over a body of water.
For years, the rolling pastoral roads through Granite Bay have been a destination for road cyclists. It is not uncommon to see 5 to 10 bikes riding the narrow country roads through Granite Bay. But as cycling grows in popularity, Granite Bay should embrace its identity as a cycling destination by creating wider road shoulders for safer cycling travel.
While Covered California does a great job of marketing their services as an individual and family health insurance marketplace, the ultimate connection of reporting health insurance coverage to the IRS is not a central part of Covered California consumer education.
It is a reasonable expectation to assume that when a family enrolls in a health plan through Covered California that there will be local doctors to address their health care challenges. Unfortunately, some health plans have a virtual vacuum of providers in fairly large communities. This is the case for members of Anthem Blue Cross PPO individual and family plans in Livermore, California. For one family, the nearest in-network pediatrician is over 15 miles away from their Livermore home.
The big headline in August was that Aetna would not be expanding their Obamacare individual and family plans in 2017. The smaller headline from a week earlier was that Aetna was seeking approval to become a Medi-Cal manage care health insurance provider in California. Just like other health insurance companies have found, welfare pays better than work when it comes to health insurance.
As the lake level drops, the history is revealed. As Folsom Lake hit record low water levels in 2015, a whole lot of history was revealed. A drought shrunken Folsom Lake of 2015 was the highlight for a guy like me who had been hiking around the reservoir for years looking for historical sites. After numerous hikes around the North and South Forks of the American River at Folsom Lake, I finally organized my photographs and historical research into a book, Hidden History Beneath Folsom Lake – Hiking Across a Dry Lake in Time of Drought.
Covered California has updated their online application and enrollment program to allow families receiving premium assistance to select different metal tier levels and health plans for each household member. Previous to this update, only households who enrolled without qualifying for premium assistance could split the family member up between different plans. Beginning August 1, 2016, families receiving Advance Premium Tax Credits to reduce their monthly health insurance bills will have more consumer choice.