There are times when you need someone to untangle the health insurance billing knot for you or a loved one. A professional insurance advocate will not sell insurance.

Kevin Knauss: Health, History, Travel, Insurance
Posts related to coverage, prescription medications, benefits and providers under health insurance plans.






I have created a spreadsheet that is fairly simple to pop in premiums, monthly drug copay and any deductible to determine a yearly estimated cost of the plan. Perhaps the most daunting aspect is collecting the data. Each plan publishes a drug formulary that will list if the drug is covered, the tier, copay for each tier and any deductible.




Certain plans will be discontinued effective 10/1/12 (on a group’s renewal anniversary).


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