If you missed enrolling your children in one of the Covered California pediatric dental plans, you’re not alone. The stand alone children’s dental plans are one of the best kept secrets of the Covered California enrollment website. While I think I know how to get the selection to pop-up, it is as stupid and mysterious as the whole stand alone program to begin with.
I had just finished the family’s application into a new Covered California health plan when I realized that we hadn’t chosen a pediatric dental plan for their son. I had that sinking feeling when I screw up an application…or did I? According to a customer service agent, Covered California hasn’t released the children’s dental plans.
One of the spillover effects from the Affordable Care Act is that the insurance companies are streamlining not only their health insurance plans but their ancillary insurance products like dental and vision. Anthem Blue Cross has just released new dental and vision plans that are straight forward and easy to understand.
Children’s dental insurance options have now been added to the line of plans being offered through California’s health insurance exchange Covered California. Part of the ten Essential Health Benefits that must be offered through the new health insurance exchanges or Marketplaces is pediatric dental. The state exchanges can meet this requirement in various ways and Covered California has opted to offer stand alone plans.