Kevin Knauss: Health, History, Travel, Insurance
Posts about Kevin Knauss, his opinion, analysis, work as insurance agent, history writing, hiking, or his tattoos.
A similar conduit of water happens when a layer of algae or moss develops across the tightly woven filter. All of the pollen, dirt, dust, and organic matter from the roof gets directed to the gutters. Not all the organic matter passes through the filter and creates a petri dish-like environment. I had to brush the filter clear to get the drizzle of water from dripping on to sidewalk.
Overall, we would both select engineered hardwood again even with the marginally higher cost. No blog post or video can capture the work that you must do to prepare for the new flooring or the subsequent return of all the furniture into the residence. Similarly, it is hard to capture the entire installation process and how it will disrupt your life.
Since installing the induction cooktop, nothing has really changed. We’ve been cooking all the regular food stuffs with no issues. The biggest change is the lack of waste heat from the open flame. The open flame of the gas burners really made the kitchen hot and virtually unbearable in the summer. The air conditioner would fight with the gas cooktop to keep the room from becoming a sauna.
Fourteen years ago, when I changed careers to insurance, my net revenue for the first two years was zero. It wasn’t until 2014, after I had exhausted my retirement funds, that I was making enough money to pay the bills with a net income of $21,724. I never imagined my net revenue would hit six figures and 2024 may be my peak revenue year.
For the first time, I attempted to segregate my insurance revenue into the different categories of individual and family, vision and dental, Medicare, and small group. Individual and family enrollment commissions made up 85 percent of the revenue. Enrollments in vision and dental plans comprised 4 percent of my income. Medicare Supplements, Medicare Advantage, and Part D prescription drug plan enrollments total 8 percent of my income. Small group commissions came in at 3 percent.
There are two pieces of code that are fired when someone clicks on my website. The first is for Google Analytics and the second is for Google Adsense. What does NOT happen is my website, insuremekevin.com, placing a cookie on the visitor’s device to gather information about the user.
To start, I have 2 bags of fresh cherries, about 3 to 5 pounds. Then using the hand-held pitter, I pop out the seeds. I then deposit the seedless cherry into a big 8-quart stock pot. Wear an apron unless you want cherry juice splattered on your shirt.
On a recent hiking excursion where I was leading a group of people on a history hike, I was able to try the different modes. Public speaking events, where I have to field questions, has been particularly difficult for me with my hearing loss. The Live Music mode suppressed the side noises and the person in front of me sounded clear, even when they were twenty feet away. I did switch to Outdoor mode so I could easily talk to the person next to me as we were hiking on the trail.
Perhaps the oddest bit of information from J was that the son she gave birth to was also named Kevin. This gentleman was born in 1955. I was born in 1963 when my father was on his third(?) marriage. Was I named for the son my father had abandon in hopes of recreating some alternative reality with a happy ending? Again, this would not have been out of the realm of possibility for my magical thinking father.
With the Niro PHEV I’ll have 26 miles of all EV range and approximately 44 miles per gallon when burning gasoline in hybrid mode. Except in the winter when the petrol engine must run to heat up the cabin, I should be traveling in all EV mode when I trek out to the grocery story, Post Office, or even to see one of my local clients. My goal with a new car is to reduce my fossil fuel consumption as much as possible. The Niro PHEV will meet that goal, short of investing in an all EV car.
