The formula for determining how much premium assistance, also known as the Affordable Care Act premium tax credits (PTC), to lower your monthly health bill is complicated. At its core the formula uses the inputs of your age, MAGI, a special contribution percentage and the annual cost of the Second Lowest Cost Silver Plan. Plugged into the formula, these inputs determine if any Advance Premium Tax Credits (APTC) will be awarded to reduce your health insurance premium. Some people are surprised to learn they don’t qualify for any APTC even though their MAGI is below 400% of the federal poverty level.
Insure Me Kevin, the website and blog of Kevin Knauss. The main focus of the website is health insurance, but I’ve expanded it to include content I’ve written on hiking, history, business, social media and a variety of other topics.
What does Kevin Knauss do?
- I answer questions about health insurance, Covered California, and Medicare.
- I help individuals, families and small groups enroll in health insurance plans.
- I am paid by the health plans, not my clients.
Education before Enrollment
How can I help you?
- I hope the information on my website has already answered many of your question. If not…
- You can send me an email or call with a specific question and I’ll try to provide a specific answer
- If I am your agent, then I can call Covered California or the health insurance companies to untangle some of the knots they create with enrollment, eligibility and billing.
Insure Me Kevin Website
The content on this site is broken into three categories: pages, posts and files.
Pages include a high level over view of the specific topic or they are a place holder for links to posts and other sites. All the pages can be accessed from the top menu bar above. Some pages will also include a page list on the left sidebar.
Posts are detailed articles, instructions or stories that I’ve written on a specific topic. The post categories are located in the menu bar below the header. Posts are more “current events” and might dive into topics of the provider networks, instruction on how to update your Covered California account or recount a historical hike I’ve taken in California. Most recent posts for a specific category can be viewed by selecting one of the topics from the drop down menus.
Files are documents that either I created or were develop by another organization. All of the files have been referenced on different pages or posts. All these files are free to be
downloaded as they are informational in nature.
IFP stands for Individual and Family Plans. IFPs are different from either small group, large group or Medicare Advantage plans issued by a health insurance company or health plan. IFPs can have different networks and rules. Most of the content on Insure Me Kevin is focused on IFP, but I do blog and post on Medicare and group plans as well.
Kevin Knauss is an Independent
- Health & Life Insurance Agent
See my latest blog posts on Insure Me Kevin. I am a big advocate for the healthcare reform and writing about how it will help people get insurance and stay healthy. Along with that are the many important topics surrounding Medicare. My mission is to answer people’s questions. If you have a question or need something researched, let me know and perhaps we can put together a blog that will be helpful to others.
If you would like to know more about me, Kevin Knauss, you can visit my different social media accounts.
Facebook: Insure Me Kevin Posts on health insurance health and other commentary.
Google Plus Kevin Knauss Posts on health insurance health and other commentary.
Instagram Insure Me Kevin Pictures I snap around my community, trips and hikes.
Panoramio Kevin Knauss Pictures I’ve uploaded, some are marked on Google Map, usually historical sites.
Pinterest Insure Me Kevin Collections of pictures, usually associated with hiking or historical blog post.
You Tube Insure Me Kevin Boring recordings of me addressing Covered California board meetings or other events I attend.
The Insure Me Kevin website is here to answer your questions and allow you to learn who I am. If you want to talk about health or life insurance, read my Pledge below. You can use the links to get a quote or you can email me or call.
My Pledge to my clients:
- I will respect your time and decisions.
- I will not try to sell you something you do not want or need.
- I will not call you after 5pm unless you ask me to.
How are Certified Insurance Agents compensated?
Agents are paid a commission by the health insurance plan they help the individual or family enroll into. Agents don’t charge clients for their assistance.
When you enter information into the system for an on-line quote your information will not be sold, transferred or shared with any other agents, brokers or agencies. These links are for individual, family, dental, vision quotes and Medicare Supplements. If you would like a quote on Medicare Advantage or Small Group, you will need to contact me directly.