Kevin Knauss: Health, History, Travel, Insurance
Posts by Kevin Knauss not related to health insurance or other categories, usually editorials, travel essays, food, pictures and maps.
To get close to some of the larger waterfalls you will have to find a trail that will take you down the hill. Then you will have to push through some brush and willows to get stream-side. On my hike I encountered no mosquitoes and no rattlesnakes. It was really a nice, but short, hike. Within a span of 2 to 3 hours, you can see lots of waterfalls, spectacular mountain peaks, and a picturesque valley.
The rallying cry in the 2020 presidential primaries is Medicare For All. But Original Medicare is the sort of health insurance that the Affordable Care Act set out to ban from the market place. Original Medicare has no annual caps on the maximum out-of-pocket a consumer must pay for either hospitalization or outpatient services. People can incur multiple Part A hospitalization deductibles during the year. The 20 percent coinsurance for medical services can mean some tests, imaging, and procedures can cost the consumer hundreds of dollars. Plus, there is no prescription drug coverage.
The family continued to wait, not paying any of the invoices they received because they figured that Covered California was working to resolve the issue. The health insurance plan was terminated by the health plan for lack of payment. If the consumer does not pay the all the premiums after 90 days, the consumer loses the right to make all the back-premium payments and reinstate the health plan. This is what happened to the family.
My research took me to the Bancroft Library at UC Berkeley where I found some important letters and images of Bugbey’s Natoma Vineyard in El Dorado County. The letters, from a local Folsom resident, describe how the prevailing opinion of the town was that Bugbey himself had set the 1871 fire that burned several buildings including his wine storehouse. The gossip was that he was in financial troubles and needed the insurance money.
I grew up in California, went to college in California, and like most West Coast parents, I was conditioned to view the large private universities and University of California institutions as the gold standard of college education. I readily admit that I was wrong and can now see the glaring deficiencies of my college experience at UC Davis. The deficiencies are not a failure of the any of the large universities. They are just the nature of the system trying to push through five or ten thousand students each year to graduation.
By the time I had all the fun in the urologist’s office, the prostate pain had virtually disappeared. My PCP and I had theorized before the PSA test that the new mountain bike I bought, with the knife-like seat, may have traumatized the pudendal nerve, a common problem among cyclists. I had stopped riding my new bike and the pain gradually subsided. The next PSA test result was a 4, confirming that I needed to buy a new bike seat.
At first, I was only going to get one tattoo of the cubist couple. But it seemed unbalanced, so I designed the second part of the cubist couple for the other leg. Then I was hooked. I loved the creative process of taking an image I enjoyed pondering over and decided to design more simple tattoos. Only this time, I decided to incorporate my interest in clocks and watches.
If you think regular health insurance is filled with loop-holes and caveats to avoid paying health care claims, read the fine print on the HCSM. It can be difficult to know if the HCSM will pay on certain claims under certain conditions. Then there is the wild card of denial because of how the injury or illness occurred that is not explicitly included or excluded in the plan. For example, if you are at a gay bar and are dancing, then trip and break your ankle, will it be covered if the HCSM does not approve of activities involving the gay community?
1887 Gallatin Steffens: Letter noting the sale from Gallatin to Joseph Steffens, E ½ of Lot 5 between I and J streets and 18 and 19 streets. Gallatin sold his Victorian mansion to Steffens that later became the California Governor’s Mansion.
Develop a mobile application that tourists, visitors, and local residents can download onto their mobile device that would show a variety of historical sites, structures, landmarks, and museums within prescribed radius around their current location or region they may be visiting in the future. Some people have compared the historical sites mobile app to the dating apps, where the history lover is searching for an afternoon date at a historic site or museum.
