An investigation by CDI found that certain insurers are denying coverage, or offering Life, Disability Income or Long-Term Care Insurance coverage under different conditions, to Truvada/PrEP users.
Posts pertaining to life insurance, term, whole life, burial, final expense plans.
So how is getting a quote from me different from other agents? First, I don’t sell my client’s information to anyone. When I give you a quote, no one else will call you, probably not even me. I figure if you have questions, you will contact me when you have a chance. Second, I don’t hound people because that is not the way I want to be treated. Finally, I’m not going to try and up-sell you on more expensive of ancillary products.
People who are HIV positive are living longer and leading healthy and fulfilling lives because of advances in drug therapies to control the disease. The life insurance industry has taken note and has started to offer life insurance products to those living with HIV. The life insurance rates for people with HIV are actually reasonable for some income levels.
California Insurance Commissioner Dave Jones announced that his office, along with other states, have reached an agreement with ING over the misuse of the Death Master File. This follows after similar agreements were reached with other carriers earlier this year. ING has agreed to pay $10.7 million to insurance regulators.
Rarely will I introduce Walker, as “my son” to somebody and I have never told him he must do something because he is “my son.” The absolute weakest excuse for compelling a child to modify his or her actions is because you own them in some weird parental sense.
Life insurance sales people are very good at calculating the astronomical amount of life insurance you should buy and all the good reasons for the purchase.
The actions of AIG amount to elder abuse. They depict the slimiest business practices possible with a product pitched to protect families: life insurance.
California Department of Insurance, along with several states, announced a settlement with Nationwide companies to pay old unclaimed life insurance benefits to the states and reform its business practices.
Hospital indemnity insurance is just one of the products that are fraudulently marketed as real health insurance. These indemnity plans are specifically targeting people with pre-existing conditions.
My “fire in the belly”, as sales professionals call it, has been extinguished. I’ll stick to what makes the passion bubble inside of me which is helping and educating people.