Kevin Knauss: Health, History, Travel, Insurance
Posts about Kevin Knauss, his opinion, analysis, work as insurance agent, history writing, hiking, or his tattoos.
Fourteen years ago, when I changed careers to insurance, my net revenue for the first two years was zero. It wasn’t until 2014, after I had exhausted my retirement funds, that I was making enough money to pay the bills with a net income of $21,724. I never imagined my net revenue would hit six figures and 2024 may be my peak revenue year.
For the first time, I attempted to segregate my insurance revenue into the different categories of individual and family, vision and dental, Medicare, and small group. Individual and family enrollment commissions made up 85 percent of the revenue. Enrollments in vision and dental plans comprised 4 percent of my income. Medicare Supplements, Medicare Advantage, and Part D prescription drug plan enrollments total 8 percent of my income. Small group commissions came in at 3 percent.
There are two pieces of code that are fired when someone clicks on my website. The first is for Google Analytics and the second is for Google Adsense. What does NOT happen is my website, insuremekevin.com, placing a cookie on the visitor’s device to gather information about the user.
To start, I have 2 bags of fresh cherries, about 3 to 5 pounds. Then using the hand-held pitter, I pop out the seeds. I then deposit the seedless cherry into a big 8-quart stock pot. Wear an apron unless you want cherry juice splattered on your shirt.
On a recent hiking excursion where I was leading a group of people on a history hike, I was able to try the different modes. Public speaking events, where I have to field questions, has been particularly difficult for me with my hearing loss. The Live Music mode suppressed the side noises and the person in front of me sounded clear, even when they were twenty feet away. I did switch to Outdoor mode so I could easily talk to the person next to me as we were hiking on the trail.
Perhaps the oddest bit of information from J was that the son she gave birth to was also named Kevin. This gentleman was born in 1955. I was born in 1963 when my father was on his third(?) marriage. Was I named for the son my father had abandon in hopes of recreating some alternative reality with a happy ending? Again, this would not have been out of the realm of possibility for my magical thinking father.
With the Niro PHEV I’ll have 26 miles of all EV range and approximately 44 miles per gallon when burning gasoline in hybrid mode. Except in the winter when the petrol engine must run to heat up the cabin, I should be traveling in all EV mode when I trek out to the grocery story, Post Office, or even to see one of my local clients. My goal with a new car is to reduce my fossil fuel consumption as much as possible. The Niro PHEV will meet that goal, short of investing in an all EV car.
You can call me anytime, or send me an email, and I will try to answer your questions. Sometimes this requires us to chat on the phone for a while, but I don’t have to visit your home, meet you at a closed café, and you don’t need to travel to my little home office. I’m open for business.
I was in attendance at a Covered California meeting in Sacramento where agents asked if Covered California was going to publicize the individual mandate penalty in their marketing campaign for open enrollment. Executive Director Peter Lee told the audience that Covered California marketing would focus on the new California Premium Subsidy and not the penalty. But now, Covered California is using the argument that thousands of people don’t know about the penalty, when they are in charge of making California residents aware of the individual mandate penalty.
I found it is all rather simple and quick, if you have a cherry pitter, to prepare the cherries for grilling. Well, you really aren’t grilling the cherries per se. You don’t put each little cherry half on the grill. Rather, the grill or bar-b-que is the heat source to slowly simmer the cherries in the balsamic vinegar. It’s pretty effective and you don’t heat-up or smell-up the house in the process.
