IRS releases draft ACA tax credit reporting forms

Posted July 29, 2014 By Kevin Knauss
IRS draft forms for reporting ACA tax credits are scary.

The IRS has released drafts of the tax forms that will be used to reconcile the amount of Advance Premium Tax Credit (APTC) received from an insurance exchange against how much the individual or family was entitled to based on their modified adjusted gross income. The various components used to determine the APTC (income, household […]

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Granite Bay water consumption drops without price hikes

Posted July 28, 2014 By Kevin Knauss
San Juan Water District Board Member gets ready to quaff down a refreshing pint of water absorbing polymers plumped with water.

As if to defy traditional market economics, the water consumption in the Granite Bay retail division of the San Juan Water District dropped without the advent price hikes. This water conservation, solely at the behest of the water districts and California officials, illustrates that consumers can change their consumption based on good information and awareness […]

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Put a cross on it and it looks like a burial mound to me.

From the shoreline of Granite Bay Beach Park at Folsom Lake you can probably see where Mr. Reppert was buried in 1849 in an unmarked grave far away from home and family. The death and burial of this gold rush miner comes to us from a fellow traveler and miner who wrote about his experiences […]

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HSA double deductible health plans

Posted July 24, 2014 By Kevin Knauss
Health Saving Accounts may require an individual to meet the family deductible which is twice the individual deductible before coinsurance is applied.

A little known provision of health plans that also are designated as being a Health Savings Account (HSA) require a single member of a family to meet double the deductible amount of an individual before coinsurance is applied to health care services. Unlike traditional family plans where any one member of the household can transition […]

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Tiny town of Forks loves Twilight vampires

Posted July 20, 2014 By Kevin Knauss
Native to Twilight sign for Native American products in Forks, Washington.

Half the fun of a vacation is being pleasantly surprised by unexpected experiences. As we drove into the small hamlet of Forks, Washington, you could tell the local merchants had adopted the teenage vampire saga Twilight as their claim to fame. Even the Bed and Breakfast we stayed at was on a mission to incorporate […]

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Anthem Blue Cross allows California members to chat online with a doctor.

The Anthem Blue Cross of California provider network just got larger as of July 1st when Blue Cross members can enroll in LiveHealth Online to consult with a doctor through the Internet using a regular computer, tablet or smart phone. The cost for the doctor visit or online consultation, in lieu of actually visiting a […]

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Covered California health plan nightmare strikes family twice in 2014.

One would assume that the probabilities of a second Covered California enrollment nightmare would be less than being struck by lightning. But for one family, lightning has struck not once, but twice. Covered California and Blue Shield have teamed up to disenfranchise all but one family member because the mother delivered a healthy baby boy in […]

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Could the historic Rattlesnake Bar bridge foundation be used as a drought gauge for Folsom Lake?

The drought of 2014 is affecting California communities unevenly. Where Granite Bay residents may be facing a severe Stage 5 water emergency declaration by year’s end, homeowners 10 or 20 miles away may still be keeping their grass green with daily irrigation. The visual triggers in order to get people to conserve water along with […]

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Will Supreme Court Hobby Lobby decision open door to female circumcision on religious grounds.

Did the Supreme Court’s Hobby Lobby decision render the Female Genital Mutilation Act of 1995 null and void? While the Supreme Court specifically mentioned that their decision only applied narrowly to contraception mandated by the ACA, the bulk of the opinion and reasoning centered on the fact that the Religious Freedom and Restoration Act of 1993 (RFRA) […]

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Medicare 2014 reimbursement rates to Medicare Advantage plans.

A five star Medicare Advantage will be paid $890 in Sacramento County, $947 in San Francisco County, $951 in Los Angeles County and $856 in San Diego County per month by the Centers for Medicare and Medicaid for each enrolled member. The data and calculations that go into determining the monthly reimbursement or capitation rate for Medicare […]

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