With just four Live Oaks (Quercus agrifolia nee) in my backyard, I will usually rake up 2 to 3 wheelbarrow loads of acorns every fall. Until I started reading about Maidu Native Americans that lived in the Granite Bay area of California, I hadn’t considered acorns as a food source. After I had documented numerous Native American acorn grinding-hole sites around Folsom Lake, I figured that I should try and prepare some acorn mush that was a staple of the Native American diet prior to the gold rush of the 1850s.
Under the new GOP presidency and congress Obamacare looks to be repealed and the replacement to emphasize Health Savings Accounts. The economic rationale for Health Savings Accounts (HSAs) is that when consumers pay for their health care out of the accounts, they will drive down the cost of health care by favoring the least cost procedures. Unfortunately, HSAs without price transparency for the consumer does nothing to bring lower prices or efficiency to the market place. HSAs in our current market place are just scams.
For the first time in my life I can commiserate with people who are losing their livelihood because of a government action. Just as some workers have been displaced because the government outlawed a product, changed an environmental regulation, or enacted a trade deal that smothered their industry, I too am on the receiving end of government legislation that will decimate my income. If Obamacare is repealed and the subsidies that make health insurance affordable for millions of Americans ceases, I will lose 90% of my clients.
With the constant erosion of the commission structures to agents for enrolling consumers into health plans in California, many agents have expressed their desire to stop assisting individuals and families with enrollment into Covered California health insurance. There has been renewed talk of allowing agents to charge a consultation fee to make up for the dwindling commissions they earn from the health plans and insurance companies. However, if agents want to make a decent return for enrolling consumers into health plans they need to provide the service so many of them advertise. We need to move from order-takers to consumer advocates, and we need fair compensation for our services.
My father would have loved Donald Trump running for President of the United States. Even though my fathered died in 2010, I can still hear echoes of his voice as Donald Trump fulminates with anger against women, minorities, and different religions. It took me many years to comprehend the well of anger my father possessed against so many people in this world. But just like Donald Trump, my father didn’t hate the people he spoke against, he feared them.
Some of the most uninspiring logos can be found in the insurance industry. When I first got into the insurance field as an independent agent I decided to play it safe and not attempt to create a logo. But as my website has become more popular, and I recently published a book, I found myself considering images that reflect me and what I represent. The result is probably a logo-failure by professional standards, but one I really enjoy looking at. It is a stylized concrete arch bridge over a body of water.
For years, the rolling pastoral roads through Granite Bay have been a destination for road cyclists. It is not uncommon to see 5 to 10 bikes riding the narrow country roads through Granite Bay. But as cycling grows in popularity, Granite Bay should embrace its identity as a cycling destination by creating wider road shoulders for safer cycling travel.
As the lake level drops, the history is revealed. As Folsom Lake hit record low water levels in 2015, a whole lot of history was revealed. A drought shrunken Folsom Lake of 2015 was the highlight for a guy like me who had been hiking around the reservoir for years looking for historical sites. After numerous hikes around the North and South Forks of the American River at Folsom Lake, I finally organized my photographs and historical research into a book, Hidden History Beneath Folsom Lake – Hiking Across a Dry Lake in Time of Drought.
To imply, as Donald Trump has, that his bankruptcies were just part of the ethical business practices afforded to entrepreneurs like him and are standard operating procedure for corporations is just an anathema to me. Just because a business practice is legal does not mean that it is ethical. An ethical business person does everything in his or her power to meet their financial obligations. An ethical business person puts those people who have extended credit, supplied goods and services, or made deposits on future products before their own financial well-being. Donald Trump obviously was raised in a different business environment than I was.
On a warm, but breezy, Saturday afternoon, a memorial for the victims of the Orlando, Florida, Pulse nightclub shooting was held in downtown Roseville. Organized by local resident David Larson, speakers included elected officials and representative of several religious faiths. Roseville Stands With Orlando Memorial The recent gun violence that killed black men in Minnesota, […]