21 Day Challenge ACA advantage Anthem Blue Cross Blue Cross Blue Shield business California circumcision community costs Covered California Creating Answers exchange family Folsom gay Granite Bay health Healthcare healthcare reform health care reform health insurance hiking history individual insurance Kaiser life marketing Medicaid medicare money pictures pre-existing condition reform Roseville Sacramento sales Small Business social media tax Transgender water women's health
The whole issue of medical underwriting, and why an applicant is declined, can frequently be a mystery to both the individual and the broker. It was refreshing to hear a discussion from the insurer of what system they were using for the determination of issuing a health insurance policy.
Western Health Advantage (WHA), a regional HMO serving the greater Sacramento region, introduced 3 new individual health insurance plans for their service area in northern California. Up until this time, WHA has focused solely on the small and large group market. Their individual plans will reflect their existing network of hospitals and doctors.