Kevin Knauss: Health, History, Travel, Insurance
Posts on the development and implementation of the California health insurance market place, application, account, enrollment, termination.
It’s been over seven months since I heard anything from Covered California’s SHOP program and the commissions they owe me from the small group I helped enroll in their small business health options program. The lack of communication from SHOP is a flash back to over forty years ago when I wouldn’t hear from my […]
Most people are under the impression that if they purchase health insurance through a Marketplace exchange such as Covered California they have to accept all the monthly tax credit offered. Individuals and families don’t have to have any of the tax credit applied to their monthly health insurance premium. Covered California has introduced a new link on consumer’s […]
It was in February 2013 that I wrote a glowing post about the imminent launch of the Covered California website. Thousands of individuals and families across California were full of hope and optimism as Covered California looked to be on track to fulfill the long awaited promise of access to health insurance under the Affordable Care Act. Two […]
From the earliest marketing of Covered California it was obvious that this new health insurance Marketplace exchange would be more of a sales organization as opposed to a consumer advocate for health insurance. A recently published document entitled Sales and Outreach Skills directed toward Certified Enrollment Counselors and Navigators reinforces the appearance that Covered California […]
There has been a strong reluctance among unemployed professionals to enroll in the ACA’s expanded Medicaid or Medi-Cal programs. For most people, being a Medi-Cal member just has a stigma they would rather avoid. However, in certain situations, Medi-Cal can be a great solution to avoiding the high premiums of COBRA while letting the professional focus on getting […]
In response to Covered California Navigators complaints about not being able to fulfill their contractual obligations to enroll individuals and families in tax subsidized health plans the Covered California Board voted at their January 15, 2015, to advance grant money to Navigators just for talking to consumers. The Navigator program was launch in the fall […]
Covered California has quietly announced that they will not be offering individual and family dental plans through the exchange in 2015. The dumping of the family dental plan options comes after Covered California released a whole dental plan booklet of family dental plans in August of 2014. No reason was given as to why the dental plans will […]
.Covered California states that they started processing the 2016 1095-As as of January 5, 2017. The form should be in the consumer’s Covered California account Summary>Documents and Correspondence>CalNOD62A_IRSForm1095A_2016 by the end of January. The form should also be mailed out to consumers at the address listed for receiving mail.
The 1095-A Health Insurance Marketplace Statement doesn’t give a clue on how the Monthly Advance Payment of Premium Tax Credit is calculated. Even though consumers who purchased health insurance through the Marketplace entered their Modified Adjusted Gross Income (MAGI) into the enrollment system, this income in not listed on the 1095-A they receive. The MAGI […]
Certified Insurance Agent John Dickey, who is already taking Covered California to small claims court, is now in conversations with a Southern California law firm to potentially file a class action lawsuit against Covered California on behalf of agents who suffered a loss of income because of the numerous problems during open enrollment for 2014. Dickey’s […]
