Agents and brokers drove in 39% of the enrollments for Covered California during the 2013-14 ACA open enrollment period with the least amount of training and resources of any group submitting applications. As Covered California starts their budget process allocating money for 2014 training, I had to speak publicly at a Board meeting and plead […]
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New ACA plans increase out of network costs to patients
The first challenges individuals and families faced with the smaller provider networks offered in California was keeping their current physician or finding doctors that would accept the new health plans for health care treatment. The next hurdle has been doctors referring or using out of network physicians for patient care. Patients are now getting slapped […]
How to report partial income for ACA enrollment
The Affordable Care Act (ACA) allows for Special Enrollment Periods for individuals and families to purchase a health plan through the federal or a state exchange when there is a loss of coverage from a qualifying such as a change in employment. There has been confusion over how to characterize the previous month’s employment wages […]
Medi-Cal
Medicare Savings Program Medi-Cal Income Considerations 2024 MAGI Medi-Cal Income Amounts Family Size is based on the Federal Tax Household; who you file taxes with, spouse and dependents. Roommates are not in your family. Medicare Extra Help Income Levels Get help completing the Medi-Cal annual renewal paperwork from local county organizations. Countable Sources for MAGI […]
Is HackerCare real health insurance?
HackerCare is not health insurance. HackerCare is a membership based association that offers group insurance through a carrier named Starmark. If you want to purchase the Starmark group health insurance, you have to join HackerCare. No one should ever be forced to join a fee based membership organization in order to purchase health insurance.
Sony Vaio Fit 15E fails at wi-fi
I was visited by everyone’s worst nightmare; a computer that crashes in the middle of a vital project. As I browsed the local computer store, I decided to lean on the old adage of “you get what you pay for” and decided to pay the extra money for a Sony Vaio Fit 15E. Much to my surprise, I got less than what I paid for as this Sony notebook computer fails at the critical task of maintaining a wireless or wi-fi connection for more than a couple of minutes.
Health Consumer Advocates, beyond ACA enrollment
As the ACA open enrollment winds down, attention now turns to helping individuals and families in the new health plans actually get health care from their insurance. While there have been significant challenges just getting people signed up for health insurance, there will surely be additional hurdles as households now try to use the new health plans. For most people, they have no advocate to help them maneuver through the maze set up by health care professionals and insurance plans. Who will be the health insurance advocates for these families?
Blogging for entertainment and information
People turn to the Internet for two things: entertainment and information. If you’re not producing content focused on one of those two areas, you may not be getting that much traffic to your website. If you want to get visitors to your blog or website you need to create content that is either entertainment or information oriented.
Chinese Community Health Plan
2023 Plan Information 2022 Balance Health Plans CCHP CCHP also offers the standard metal tier design health plans Bronze 60, Silver 70, Gold 80, and Platinum 90 direct or through Covered California.
Democrats, don’t ask me for money
At the dawning of a new era in the United States as we lurch and stumble forward to fulfilling a dream of affordable health insurance for all our residents, I have been disappointed at how many Democratic leaders that helped pass President Obama’s signature first term accomplishment have been missing in action now that the Affordable Care Act is being implemented. When we need political and representational leadership most, the Democrats have abandon ship. To the Democratic Party I say, “Don’t ask me for money for your campaigns.”