Once you leave your job and the health plan, you must enroll in Part B in order to enroll in a Medicare Supplement or Medicare Advantage plan. In this situation, enrollment can be a little confusing.

Kevin Knauss: Health, History, Travel, Insurance





However, even though COBRA may be more expensive than a Covered California plan with the subsidies, there can be good reasons to opt into a COBRA plan. The COBRA plan will be the continuation of the employer plan, usually without any employer contribution to lower the monthly health insurance premiums.






Just because Joey’s 2023 final Modified Adjusted Gross Income was in the range for Medi-Cal, he will not lose his 2024 health plan and subsidies. The IRS does not report his income to Covered California to flip him into Medi-Cal. His 2024 subsidy is based on his good faith honest estimate of his 2024 income.

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