Had you been near this family’s home, it would have sounded like an explosion as the Blue Shield member vented to me about the incompetent billing system of Blue Shield.
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Which Metal Tier Health Plan Is Best For You?
Platinum plans can save money because they have health care and prescription drug costs half of the Gold and Silver plans. The Platinum plan only makes sense if you can reliably predict the health care and prescription drug utilization in the next year. For everyone else, without that crystal ball, a Silver or Bronze plan work better at containing health care costs.
Medi-Cal Asset Test Eliminated Beginning January 2024
Starting on January 1, 2024, assets, such as bank accounts, cash, a second vehicle, and homes, will no longer be counted when determining Medi-Cal eligibility. Income and income from assets, such as income from property, will continue to be counted. If you’re already a Medi-Cal member, this rule applies to you now, and you don’t need to report assets during your renewal.
Insurance For Your Health Plan Deductible
There are a couple of different models of the deductible insurance plans. All of the designs require the individual to meet a deductible between $1,000 to $2,000. The plan’s deductible are health care expenses you must pay before the deductible insurance is triggered. Also with the models are two different maximum benefits of either $4,000 or $6,000. In other words, the plan will cover either $4,000 or $6,000 in health care expenses in a calendar year.
Why Are PPO Health Plans So Expensive?
PPO and EPO plans generally have a larger network of hospitals and medical groups. They will include popular providers such as Cedars Sinai, Hoag, Providence, Sutter, and UC hospitals and medical group. The members of PPO and EPO plans can travel great distances to see their favorite specialist.
When You MUST Repay Medi-Cal For Health Care Services
State and federal law require Medi-Cal to seek the reimbursement for health care services from any settlement that results from a personal injury or accident paid by a third-party such as an insurance company that covered the responsible party for liability.
Retirement Health Insurance Options
Health insurance is absurdly expensive. When you retire, there is strong impetus to conserve money. Consequently, you will be looking at health insurance options that minimize monthly costs. Fortunately, there are a variety of combinations of health insurance options to reduce the monthly premiums.
Medi-Cal Renewal for 2023
Each county handles Medi-Cal eligibility and enrollment. The California Department of Health Care Services manages the Medi-Cal programs. You need to be in communication with your county Medi-Cal office to update information in the Medi-Cal system. To find your county office address, phone number, and website visit https://www.dhcs.ca.gov/services/medi-cal/Pages/CountyOffices.aspx
When Will Medi-Cal Be Fined For Their Mistakes?
With a few clicks on a computer keyboard, a county Medi-Cal worker ripped Phoebe’s health insurance away leaving her completely uninsured. It didn’t even show that she was pending Medi-Cal eligible. She had become uninsured.
Asset Limits Waived For Non-MAGI Medi-Cal For Remainder of 2023
In order to avoid some people bouncing back and forth between Medi-Cal and private health insurance, the Department of Health Care Services applied for a waiver to review the assets of the non-MAGI Medi-Cal beneficiaries through the end of 2023. This waiver was granted by the federal Centers for Medicare and Medicaid Services (CMS.)
