Kevin Knauss: Health, History, Travel, Insurance
California Individual and Family Dental Plans If your health insurance is not through Covered California, and you are either Medi-Cal, Medicare, or in an employer sponsored health plan that doesn’t offer dental insurance, you can enroll in an off-exchange dental insurance plan. Delta Dental Premier Network Plans Delta Dental for individuals and families is offered […]
It’s great news that both Healthcare.gov and Covered California are offering a Special Enrollment Period (SEP) for individuals that are becoming aware of the individual mandate penalty for not having health insurance. Unfortunately, there will still be individuals and families that enroll during this SEP that will get hit with the IRS Shared Responsibility Payment (SRP) for […]
The Affordable Care Act has helped provide health insurance to millions of America’s citizens and residents. The accompanying bureaucracy has also created mental health meltdowns for thousands of individuals and families. Through a series of website glitches, bureaucratic rules and purposely designed narrow provider networks, the ACA is delivering unparalleled amounts of stress, anxiety, and for […]
There has been a strong reluctance among unemployed professionals to enroll in the ACA’s expanded Medicaid or Medi-Cal programs. For most people, being a Medi-Cal member just has a stigma they would rather avoid. However, in certain situations, Medi-Cal can be a great solution to avoiding the high premiums of COBRA while letting the professional focus on getting […]
The 1095-A Health Insurance Marketplace Statement doesn’t give a clue on how the Monthly Advance Payment of Premium Tax Credit is calculated. Even though consumers who purchased health insurance through the Marketplace entered their Modified Adjusted Gross Income (MAGI) into the enrollment system, this income in not listed on the 1095-A they receive. The MAGI […]
One of the common complaints during tax season for individuals and families who are set to receive a federal refund is that the government got to use their money for a year before refunding it to them. Now, households who have to repay excess ACA tax credits find themselves in the situation where they got to use a […]
In 2014 the combination of Covered California’s enrollment issues and Blue Shield’s bumbling billing system created massive headaches for Blue Shield’s members and their staff. With the dawn of 2015 we have witnessed that Blue Shield of California still hasn’t resolved many billing issues for individuals and families attempting to enroll in their health and […]
2015 1095-A Corrections For 1095-As that report incorrect information Covered California has switched from a paper form to an online submission form or call the service center at 1-800-300-1506. Covered California 1095-A Dispute Form The online 1095-A correction request form is great if it sends a copy of the submission to the consumer via email […]
With the announcement that Blue Shield of California may be dropping Sutter Health physicians and hospitals from their list of network providers in Northern California, Blue Shield members are wondering if their health plans are any good. For all the good of health care reform under the Affordable Care Act consumers are learning that doctors […]
The task for calculating the premium tax credits associated with health insurance bought through either the federal exchange, Healthcare.gov, or a state exchange like Covered California, promises to be particularly challenging for some individuals and families. This page will act as a repository of links and documents that might prove useful for households attempting to calculate […]
