While there is no doubt that healthcare costs are escalating, there may be other reasons beyond pure inflation that is driving Anthem and other carriers to seek rate increases.
Posts related to the implementation of the Affordable Care Act and potential changes to the rules, primarily in California.
Lunatics and liberals running government
I guess you could say that the lunatics and liberals have created health insurance options for normal people in California and the United States.
Medical Loss Ratio should include commissions
Even though entry level base commissions have been cut, insurance companies have not abandoned all monetary incentives for their outside sales representatives.
Aetna finds profit opportunity under ACA Medicaid
Significant in Aetna’s press about their purchase of Coventry is their statement, “Coventry will increase our presence in Government business.” Medicaid will mean big dollars to insurance companies under the ACA.
Gridlock starts with 50 Divided States of America
I have determined that the United States will constantly have retarded progress towards fixing our problems because many states are more interested in protecting their own turf than working as a unified body.
ACA will increase health insurance premiums
There will be upward pressure on health insurance premiums where states have not moved to include the EHBs and remove gender discrimination.
Healthcare Reform Simplified: Medicare
Most of the emphasis of the ACA on Medicare is directed at reducing long term costs and increasing quality and coordination of care.
Healthcare Reform Simplified: Prevention
While we still have not found a cure for the virtually eradicated polio illness, the vaccine stands as a testament to the adage, “An ounce of prevention is worth a pound of cure.”
Healthcare Reform Simplified: Business
Even without any mandated plans under the ACA, businesses have found it necessary to add and drop plan offerings in an attempt to stem the escalating premium increases. What isn’t changing is that health insurance premiums will still be deducted pre-tax on payroll.
How much will insurance cost under health care reform?
The cost of going without health insurance will be any penalty assessed plus the cost of medical services that might be needed. A truly debilitating disease will force him to liquidate his assets and enter the MediCal system.
