Kevin Knauss: Health, History, Travel, Insurance
Posts related to the Covered California application, consumer account, estimating income, household size, monthly subsidies, health plans, Medi-Cal, and terminations.
When I explained the In-Person Assistance enrollment program to one gentleman recently he started to map out how he could generate a nice donation for his favorite nonprofit. Essentially, if he was to become a CEC, enrolled 10 individuals or families, he could let his nonprofit keep the $580 compensation as a donation. Wow, helping people get affordable health insurance and making a donation to your favorite charity or group all at once!
The Affordable Care Act and Covered California have made it very clear that undocumented immigrants can not purchase health plans through the new market place or receive tax credits to reduce monthly health insurance premiums. There are a number of different categories of immigrantion status that do qualify individuals and families to receive premium assistance to help pay for health insurance.
Whether your group doesn’t offer a health plan for employees or you’re considering dropping your group plan and letting your employees migrate to the new health insurance exchange established by the ACA, your employees will appreciate some assistance with enrollment. States are setting up In-Person Assistance programs to help individuals and families enroll in the new health plans to become eligible for the premium assistance.
As Covered California ramps up for open enrollment for their “premium assistance” eligible health insurance plans starting in October, Julie Wiegand of Covered California declared they need “boots on the ground” in the form of Certified Enrollment Counselors. Formerly known as Assisters, Certified Enrollment Counselors (CEC) are expected to play a significant part with enrollment in many different communities.
With the Affordable Care Act (ACA) mandating guarantee issue health insurance for individuals, just like small and large group health plans, has the era of large group employer based health insurance run its course? After all Americans have access to quality affordable health insurance through the state based health insurance exchanges and open market in 2014 the next battle will be to bring parity between individual, small and large group health insurance plans.
The glitch that leaves single parents paying for health insurance earlier and at a higher rate than a two parent household has to do with the way the federal poverty level is calculated coupled with the way Covered California is calculating premium assistance.
What makes my video unique beyond my pictures from around California? Probably not much other than I try to keep it simple. There are no flashy animations or cool music. The text is simple and in large fonts. In short, if you suffer from insomnia, California Health Insurance Market Place video might be the cure.
Set to release in early September, the Covered California mobile app will not have the ability to enroll individuals or families in a health plan. It is simply a tool for determining eligibility for the premium subsidy and comparing plans offered in the zip code entered.
In September, Anthem Blue Cross will be mailing members enrolled in California plans that their health insurance may not be renewed in 2014 as certain plans will be discontinued. Because Blue Cross is selling individual and family insurance through Covered California, the new health care reform insurance market place, they are not allowed to offer non ACA-compliant plans outside of the exchange.
Sole proprietors with small group plans might be surprised when they are notified that their current health insurance company will be discontinuing their coverage in 2014. With the advent of guarantee issue individual and family plans under the new Affordable Care Act (ACA), some carriers have already decided to discontinue issuing small group plans to sole proprietors.
