Whether your group doesn’t offer a health plan for employees or you’re considering dropping your group plan and letting your employees migrate to the new health insurance exchange established by the ACA, your employees will appreciate some assistance with enrollment. States are setting up In-Person Assistance programs to help individuals and families enroll in the new health plans to become eligible for the premium assistance.
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Do we need group health insurance?
With the Affordable Care Act (ACA) mandating guarantee issue health insurance for individuals, just like small and large group health plans, has the era of large group employer based health insurance run its course? After all Americans have access to quality affordable health insurance through the state based health insurance exchanges and open market in 2014 the next battle will be to bring parity between individual, small and large group health insurance plans.
Sole Proprietor Small Group Plans Dropped Under Health Care Reform
Sole proprietors with small group plans might be surprised when they are notified that their current health insurance company will be discontinuing their coverage in 2014. With the advent of guarantee issue individual and family plans under the new Affordable Care Act (ACA), some carriers have already decided to discontinue issuing small group plans to sole proprietors.
Insurance Agents Embrace Obamacare For Money
Many insurance agents who sell health plans and have vehemently opposed the Affordable Care Act have gone through the classic stages of grief over its passage: denial, anger, depression, bargaining and finally, acceptance. While some in the industry still hold out hope that the fortieth plus attempt to repeal the ACA will be a charm, most have accepted the new law and are looking ways to adapt and profit from its provisions.
Encouraging Young Adults Not To Purchase Health Insurance
The new strategy of the GOP and Tea Party unveiled this summer to derail Obamacare is to encourage young adults not to purchase health insurance. It is beyond my comprehension that they would rely on the government, either through the promise of the individual mandate or persuasive marketing, to deliver a certain percentage of young adults for enrollment.
Can You Host a Health Care Reform Party at Your Home?
Senator Mitch McConnell (R-Ky) and John Cornyn (R-Tex) have sent letters to major league sports organizations urging them not to cooperate with the President Obama’s marketing push to make all U.S. citizens aware that they can enroll in affordable health insurance for 2014. Can you host a health care reform party at your home to push back against the organized opposition fighting to see the Affordable Care Act fail?
Anthem Blue Cross New Simplified Dental Plans
One of the spillover effects from the Affordable Care Act is that the insurance companies are streamlining not only their health insurance plans but their ancillary insurance products like dental and vision. Anthem Blue Cross has just released new dental and vision plans that are straight forward and easy to understand.
Individual and Family Navigation
Individual and Family Covered California Navigation While California has a variety of health insurance companies and health plans offering coverage in the state, they are not all available in all regions of California. California is broken up into 19 regions where health plans are offered. Even within these regions, some health plans may only be […]
Small Group Navigation
Small Groups, Business and Non Profit Small businesses and nonprofits that either have a small group plan (100 or less eligible employees) or would like to create small group plan can use Covered California for Small Business. There is no requirement for small businesses to offer health insurance to their employees. A small business with an […]
Health insurance may be unaffordable for families in group plans
Health care reform, which was suppose to make health insurance affordable, may force employees in group plans to make unaffordable choices.