The Special Enrollment Period, Qualifying Life Events, and changes to income are VERY date sensitive. It can also be a little confusing in terms of what dates to use. If you don’t enter the correct dates, such as when income stopped or started, the application process can go sideways and you might be determined eligible for Medi-Cal. When in doubt, call your agent or the Covered California customer service line to determine the correct dates for your qualifying life event.
Covered California has come under pointed criticism from the health insurance companies for their lack of verification of a consumer’s Qualifying Life Event (QLE) for a Special Enrollment Period (SEP). That will change as of August 1, 2016, when Covered California will start a program to randomly sample consumers who have enrolled in health plan outside of Open Enrollment under a QLE. Selected consumers will have to provide verification that they actually do have a QLE that makes them eligible to enroll outside of Open Enrollment such moving into California or the loss of minimum essential coverage like Medi-Cal or employer group coverage.
Under the Affordable Care Act, individual and family plans (IFPs) will have coverage benefits very much like an employer sponsored small group plan. Another way in which the new IFP plans will mirror a group plan are enrollment restrictions. Individuals and families will only be able to enroll into the new IFP plans outside of open enrollment if there is a “qualifying event”.
DOMA was not repealed by congress. Prop 8 was not voted out by the people in a new election. No elected official introduced or passed any laws that worked to strike down DOMA or Prop 8. The un-elected justices of the Supreme Court did what no politician could; remove the discrimination against same sex couples from getting married.
Justice Scalia could see that Mr. Cooper’s arguments in support of California’s Proposition 8 constitutional amendment, defining marriage as solely between one man and one woman, was sinking. Short of stepping down from the bench to argue against same-sex marriage, Justice Scalia tossed a softball hypothesis of the danger to children raised by homosexual parents. […]
In valiant and desperate attempt to influence the Supreme Court’s review of the Defense of Marriage Act and California’s Proposition 8, the United States Conference of Catholic Bishops (USCCB) has filed two “friend of court briefs” outlining their opposition to same-sex marriage. Both amicus briefs are a mix of historic legal precedents and logic infused […]
Historical fate could have left us with other constitutional rights that are just as thorny as a “well armed militia.”
The issue of recognizing the rights of gay Christians has driven a wedge in many long standing Protestant churches in America. Individual local churches are separating from their national denominations over the acceptance of the ordination of gay clergy and the blessing of same sex unions. This split, separation or dismissal, as it is often […]
I was raised in a non-denominational, Bible centered churches. The tenets of my faith are belief in one God manifest as three- the Father, His Son Jesus Christ and the Holy Spirit, that man is born into this world with sin & free will & can only receive salvation through acceptance of Jesus Christ and […]
The effect of marginalizing and denying same-sex relationships and marriage has manifested itself in generations of LGBT youth not fully embracing the concepts of monogamous relationships.