IMK - Page 46 of 166 - Kevin Knauss: Health, History, Travel, Insurance

Blue Shield Of California Individual & Family PPO, HMO Plans For 2019

September 13, 2018 By Kevin Knauss Leave a Comment

Blue Shield individual and family plans also come with Teladoc for phone call consultations, NursesHelp 24/7 online chat, and the BlueCard program that allows member’s access to providers when they are travelling out-of-network. The plans also include a physician home visit. The home visit, Heal on-demand house calls, is subject to the member’s location. There is also Telebehavioral health benefit that helps members with mental or substance abuse challenges access therapy online with mental health professionals.

New Medicare Advantage Open Enrollment Period For 2019

September 11, 2018 By Kevin Knauss Leave a Comment

You must have been enrolled in a Medicare Advantage medical plan to take advantage of the MA OEP. If you never enrolled in a MA or MA-PD, you can’t join one during the MA OEP. You can’t switch standalone Part D Prescription drug plans during the MA OEP. Additionally, if you go from a MA-PD to a MA plan, you can’t add a standalone Part D Prescription Drug plan. The MA OEP doesn’t apply to Medicare Savings Accounts (MSAs) or Cost Plans.

Blue Shield Introduces Medicare Supplement Plan F Extras With Personal Emergency Alert System

September 5, 2018 By Kevin Knauss Leave a Comment

The final extra is the personal emergency response system (PERS). PERS is an emergency alert system that can be activated at the push of a button. It can work with an in-home landline, cellular network, and includes mobile GPS to identify the user’s location. The most advertised use for the personal emergency alert system is if the person falls and can’t get up. This can happen in the person’s home, while they out walking around the neighborhood, or hiking on a trail.

Maximum Out Of Pocket Amount Jumps 7% For 2019 Covered California Plans

September 4, 2018 By Kevin Knauss Leave a Comment

The big change for the Gold plan was an increase in the MOOP from $6,000 in 2018 to $7,200 in 2018. That is a 16% increase. Before 2018, the Gold plans did not make a lot of financial sense considering they were so much more expensive than Silver plans. In 2018 the Gold plan MOOP was reduced to $6,000 and the Silver plans offered through Covered California were artificially inflated by approximately 10%. This meant for consumers receiving very little monthly tax credit subsidy, they were better off enrolling in a Gold plan because for some carriers the rate was less than the Silver plan.

From Big Gulch To The Hinkle Creek Nature Trail In Folsom

September 3, 2018 By Kevin Knauss Leave a Comment

Isaac Hinkle was 25 years old and working on his father’s farm in Indiana in 1880. His older brother Amos had left the farm for California and Isaac decided to follow him in 1881. By 1882 Isaac was a registered voter in Sacramento County’s Mississippi Township. In 1885 Isaac married Jessie Brown and would have a long marriage with Jessie for the next 48 years. Also in 1885 Isaac Hinkle would make his first land purchase. He bought land in the town of Ashland from John Cardwell who was a large owner of in the area for $850. Even though the land was within the Public Land Survey System of Townships and Ranges, the deed refers to original metes and bounds description before the 1865 official survey map.

2019 Covered California Plan Booklet Of Rate Increases

September 1, 2018 By Kevin Knauss 1 Comment

Covered California takes a dig at the federal government correctly pointing out that rate increases, because of the removal of the individual mandate, means the subsidy amounts for consumers in Covered California will increase, “…the federal government will end up paying an estimated $250 million more in higher tax credits.” The loss of consumers will also impact Covered California. They estimate that enrollment in Covered California could decrease by as much as 162,000 individuals. Covered California is funded by a health plan fee for every member who enrolls through Covered California.

Nonprofit Live Auction Problems, Buyer Beware

August 10, 2018 By Kevin Knauss Leave a Comment

This is not a physical item the guest wanted to return. It’s not like she purchased a car, drove it for a couple months and then wanted to return it for a full refund. She had not booked a vacation date for the Italian farm house which would have prevented another family from renting the vacation house. There is no injury to PAH for the termination of the purchase of the vacation package. The big loser is SHS since that nonprofit organization, who paid PAH for the vacation package, has to refund the guest’s $6,500 and lose out on the funds generated to cover the cost of the event.

Short Term Medical Plans Approved For Longer Duration By Trump Administration

August 1, 2018 By Kevin Knauss Leave a Comment

Short-term, limited-duration insurance, which is not required to comply with federal market requirements governing individual health insurance coverage, can provide coverage for people transitioning between different coverage options, such as an individual who is between jobs, or a student taking time off from school, as well as for middle-class families without access to subsidized ACA plans.

Moral Dilemma For Health Insurance Agents

July 31, 2018 By Kevin Knauss Leave a Comment

So when an intelligent person calls me and wants my assistance with an insurance transaction that will benefit them greatly at the expense of all my other clients who faithfully make their premium payments every month, with no claims for years, I get an uneasy twinge in my gut. I am not a cheerleader for the health insurance companies. But at the same time I see no reason for me to facilitate an enrollment that will only add additional costs to the system when that client jumps out of the pool.

New Covered California Eligibility Document Upload Section

July 31, 2018 By Kevin Knauss Leave a Comment

Over the last couple of years Covered California has been redesigning different parts of their online application to be less confusing to consumers. They have also enhanced sections such as the income portion to help guide consumers in selecting the correct entries. The document upload section is one of the last sections to get a face lift.

« Previous Page

Menu