When the Covered California system is in the renewal mode, changes to your household will affect enrollment and subsidies for 2020. If you need to make changes for 2019, you will want to go through the Report A Change function on the home page.
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Renewing 2020 Covered California.pdf (1.81 MB)
Plan Selection Guide Covered California 2020.pdf (1.81 MB)
Covered California Application Outline 2020.pdf (2.51 MB)
Covered California Open Enrollment Application Changes for 2020.mp3 (4.17 MB)
Covered California Open Enrollment Application Changes for 2020
Covered California has updated their online application for renewing and new consumers to select a health plan for 2020. They have also integrated more communication with the Federal Data Service HUB to quickly check if household members have access to government sponsored health insurance such as Medicare and to determine if the tax payer in the household has filed their federal income tax returns reconciling their subsidies for 2018.
X_2020 Subsidy Eligibility Income Chart Covered California 9_2019.pdf (195.59 KB)
Covered California Keeps Rates Low by Increasing Silver Plan Deductibles
I was surprised by the 60% increase in the Silver 70 medical deductible from $2,500 in 2019, to $4,000 in 2020. The Silver 73 plan increased 68% from $2,200 to $3,700 and the Silver 87 went from $650 to $1,400 – a 115% increase.
Covered California Keeps Rates Low by Increasing Silver Plan Deductibles.mp3 (3.27 MB)
Covered California Keeps Rates Low by Increasing Silver Plan Deductibles
Deductibles for Silver plans 70, 73, and 87 have spiked for 2020 in Covered California, which helps keeps premiums low.
Federally Guaranteed Basic Monthly Income, Happening Now at Covered California
From my perspective, universal basic monthly income is already happening. Covered California gets money from the federal government and then sends it to the health plans. Whether the average amount is $424 or the real-world case of $2,094 per month, the Covered California subsidy is a real dollar amount that helps thousands of families in California. Perhaps Yang and Harris should study how the ACA and Covered California work and not tout their proposals has new or groundbreaking. The federal government is already paying out money on behalf of millions of health insurance consumers to make the monthly premiums affordable, which frees up money to pay all the other bills.
Federally Guaranteed Basic Monthly Income Happening Now at Covered California.mp3 (6.07 MB)
Federally Guaranteed Basic Monthly Income Happening Now at Covered California
Californian's eligible for the Covered California ACA tax credit subsidies are already receiving a basic monthly income, similar to the proposals of presidential candidates
