As I studied the variety of paver catalogs, my eyes kept coming back to the concrete cobble stone pavers. I liked the lines, shadows, colors, and certain random nature of the small irregular cobble stone paver. As real granite cobble stones were out of my budget, the target became one of the manufactured concrete cobble stone-like pavers. To complicate the design, we wanted to keep the walkway as a design element as it is a welcoming feature leading guests to the front door. The walkway would need to be a different style of paver.
How To Adjust Your Covered California Subsidy
You are first offered the chance to adjust the APTC subsidy from 100 percent to a lower percentage when you first enroll in a Covered California health plan. After the enrollment has been completed you must fish around in your account to find the APTC slider. The APTC slider allows you to reduce or dial back how much of the monthly APTC subsidy you are receiving from 100 percent down to 0.
Blue Cross Removes UC Hospitals From EPO Health Plans
Neither Covered California nor the sample Blue Cross letter being sent to members explains why the UC hospitals are no longer in-network. Someone, Blue Cross or UC, pulled the plug retroactively to January 1. Fortunately, Blue Cross expanded their EPO network to include Sutter doctors and hospitals for 2022.
Big Increase for the 2022 Medi-Cal Income Amounts
For a single adult, the monthly Medi-Cal income was $1,482. In 2022, the monthly income will increase to $1,564. In other words, an adult can earn up to $1,564 per month and still qualify for no cost Medi-Cal. MAGI Medi-Cal annual amounts for a single adult increased to $18,755, from $17,775 in 2021, for a single adult.
2021 California Health Insurance Premium Assistance Repayment
Fortunately, for most California taxpayers, the amount of the California premium assistance subsidy (CPAS) they received was relatively small. For some Covered California households who received large monthly amounts of the CPAS, the repayment could significantly add to their California income tax liability for 2021.
The Health Care Hole: Patient Support and Advocacy. Can a mobile app help?
A single application that can be shared between different caregivers, perhaps several children take turns caring for an elderly parent, will keep the current care giver abreast of the latest conditions and medications. HeyRenee would not become a patient advocate, but a program to support the patient, doctors, and caregivers. The app can be interactive prompting medication alerts and accepting a reply that the drug was taken. In addition, a telemedicine appointment could be included in the app for a quick diagnosis or update if conditions worsen.
2022 Covered California Adult Dental Plans
PPO dental plans are more widely accepted than HMO plans. PPO plans will also reimburse you if you receive services from an out-of-network dentist. You will always minimize your out-of-pocket costs if you use an in-network dentist. PPO plans have higher monthly premiums because of the larger network of dentists and the out-of-network coverage provided. None of the dental plans will cover implants, tooth whitening, or adult orthodontics.
The Longest Mile: Gender Affirming Surgery and Health Insurance
The entire process of gender affirming surgery is intimate. Perhaps the most important relationship that you’ll want to secure is with your surgeon. Your health plan (Medi-Cal, Medicare, individual & family, employer group) will have a network of surgeons in the network. With luck, your preferred providers and surgeons will already be in the network of your health plan. Each health plan maintains an online list of providers for members to search. Healthcare networks are still learning and catching up with how to provide services to the transgender community.
Snowshoeing Through History at Royal Gorge Donner Summit
Snowshoeing is hard work. You can quickly work up a sweat. Unless it is windy and very cold, you will be taking off your heavy goose down jacket shortly after commencing your hike. I have found that a leather jack is very comfortable, similar to what the immigrants wore, because it breaths and does not retain too much body heat.
Dental and Vision with Medicare Advantage Plans, Are they a Good Value?
A health plan without your preferred doctors is not health insurance. Similarly, dental or vision benefits without it being accepted by your preferred dentist or optometrist is just a selling gimmick. Consequently, before favoring a Medicare Advantage plan because of the dental or vision benefits embedded in the plan, it is important to learn about the network of providers and if your preferred doctor is in the network.