Kevin Knauss: Health, History, Travel, Insurance
Posts on the development and implementation of the California health insurance market place, application, account, enrollment, termination.
As Covered California ramps up for open enrollment for their “premium assistance” eligible health insurance plans starting in October, Julie Wiegand of Covered California declared they need “boots on the ground” in the form of Certified Enrollment Counselors. Formerly known as Assisters, Certified Enrollment Counselors (CEC) are expected to play a significant part with enrollment in many different communities.
The Affordable Care Act requires that notices about the health insurance exchanges have to be given to current workers no later than Oct. 1, 2013. The notices have to be given to new workers on the day they are hired.
With the Affordable Care Act (ACA) mandating guarantee issue health insurance for individuals, just like small and large group health plans, has the era of large group employer based health insurance run its course? After all Americans have access to quality affordable health insurance through the state based health insurance exchanges and open market in 2014 the next battle will be to bring parity between individual, small and large group health insurance plans.
What makes my video unique beyond my pictures from around California? Probably not much other than I try to keep it simple. There are no flashy animations or cool music. The text is simple and in large fonts. In short, if you suffer from insomnia, California Health Insurance Market Place video might be the cure.
Set to release in early September, the Covered California mobile app will not have the ability to enroll individuals or families in a health plan. It is simply a tool for determining eligibility for the premium subsidy and comparing plans offered in the zip code entered.
In September, Anthem Blue Cross will be mailing members enrolled in California plans that their health insurance may not be renewed in 2014 as certain plans will be discontinued. Because Blue Cross is selling individual and family insurance through Covered California, the new health care reform insurance market place, they are not allowed to offer non ACA-compliant plans outside of the exchange.
Sole proprietors with small group plans might be surprised when they are notified that their current health insurance company will be discontinuing their coverage in 2014. With the advent of guarantee issue individual and family plans under the new Affordable Care Act (ACA), some carriers have already decided to discontinue issuing small group plans to sole proprietors.
The identification of a decent health insurance plan has been like trying to identify edible mushrooms. So many mushrooms look the same: white stem with a cap on top. If you pick the wrong mushroom for dinner it could kill you, just like health insurance. Covered California has created some booklets, or field guides, to help people spot and identify the best health insurance for their family from within the new health insurance market place opening October, 2013.
The Affordable Care Act (ACA) will be driving millions of people to either get health insurance or look at switching plans. The net result is a huge new marketing opportunity for insurance agents to sell not only health insurance, but far more lucrative insurance for life, disability, long term care, indemnity, auto and home or financial services. However, insurance agents should be prohibited from cross selling any non-health related insurance products during the initial meeting with prospects for the new ACA health plans.
People and families from across the Sacramento region descended upon the Coffee Garden to help launch the outreach and educational campaign for the Affordable Care Act this past Sunday, August 4th. The local chapter of Organizing For Action in conjunction with UCDavis Health Systems presented an overview of the Covered California state health insurance marketplace organized under the health care reform legislation known as Obamacare.
